Stocks or ETFs

My initial thoughts were to do some mix of a few of the mag 7 stocks paired with some ETFs.
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Buy QQQ and leave it alone.

when you start out, ETFs and only ETFs. As the balance in your accounts grows, you can move from ETFs to stocks while keeping the same portfolio exposure and then you end up saving the fees the ETFs charge.

There is an ETF, the symbol is MAGS. It is an equal weight ETF investing in only the Magnificent 7 stocks and automatically re-balances, with a reasonably low expense ratio.

Depends how you want to manage your portfolio. Are you wanting it to be, invest and leave it be until retirement? If so, ETFs probably the conservative safe play. If you're going to be a daily manager of the portfolio and dedicate time to do research, then throwing in some single stocks that can run up higher than ETFs for stronger ROI is something to consider.

I started about 2.5 years ago and have done fairly well with having some luck catching momentum plays like PLTR and recently HGRAF. Admittedly, those two alone make my unrealized gains % looked very skewed as I got into PLTR at $13-$18 and HGRAF at $0.42, but removing those outlying performances, the portfolio is still looking strong with a hybrid approach of ETFs and single stocks.

My novice advice is to read and pay attention to the market trends. The more you do your homework, the "easier" it is to make investments you feel confident in rather than throwing money into it with nothing more than a hope and a prayer it works out. Don't try to find the perfect time either. "time in the market beats trying to time the market"

Have a plan or strategy in mind and stick to it. Patience and discipline will lead to more consistent success than going on tilt chasing the moonshots. I've strayed a few times from my "rules", but not before assessing the risk and understanding the potential outcome of going outside my rules.

I really enjoy the research and numbers crunching of the market so it helps me keep a pulse on what my portfolios are doing.

TL/DR: if you're wanting to invest and never look at it again until retirement, index funds/etfs. if you want to manage it daily, weekly, etc., include individual stocks you do homework on that are more likely to outpace the market during a timeframe you are targeting.

Good luck

I am already invested in some individual stocks. I am in on NBIS and MRLN per some of your threads. I do find it interesting to do some research. It is sometimes hard to decipher for me. Seems like you can find as much good or bad information on as you want. Most beneficial thing I can think to do is follow people you somewhat trust?

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ETF’s are more safe but to me they are boring.

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Just the way I like it.