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Dave Ramsey?
Posted on 2/18/09 at 1:01 pm
Posted on 2/18/09 at 1:01 pm
I'm reading "Financial Peace" right now. Has anyone read this or other Ramsey books and followed his plan? Would appreciate some feedback.
3
Posted on 2/18/09 at 1:02 pm to jmtigerfan
Its incredible! If you can get a hold of the DVDs it brings the book to life. Nothing but great things!
Posted on 2/18/09 at 1:12 pm to fenderacoustic85
Have you followed his plan?
Posted on 2/18/09 at 1:16 pm to jmtigerfan
yes... I am still working on it. But up to this point, It works great!
Hardest thing to do is the cash envelopes... IMO
Hardest thing to do is the cash envelopes... IMO
This post was edited on 2/18/09 at 1:17 pm
Posted on 2/18/09 at 1:16 pm to jmtigerfan
His radio show is pretty cool, too. Common sense and discipline will work wonders for anybody. 
Posted on 2/18/09 at 1:21 pm to jmtigerfan
quote:
I'm reading "Financial Peace" right now. Has anyone read this or other Ramsey books and followed his plan? Would appreciate some feedback.
Did not follow his plan, but have lived those principles (no debt, etc) all along.
I like his show and him (though he is too Jeebus-y for me)
Give it a try. I think you will not regret it.
Posted on 2/18/09 at 1:23 pm to fenderacoustic85
I almost cut up my AMEX and my Visa ($0 balance) last night, but I just can't do it just yet. They're like a security blanket, just in case? 
Posted on 2/18/09 at 1:23 pm to BlackHelicopterPilot
He is a might Churchy. Agree with him on everything but the Tithing part.
AMEX = THE DEVIL!
AMEX = THE DEVIL!
This post was edited on 2/18/09 at 1:25 pm
Posted on 2/18/09 at 1:30 pm to Slinger16
quote:
They're like a security blanket, just in case?
thats what the emergency fund is for... and the Income fund...
Posted on 2/18/09 at 1:33 pm to Slinger16
quote:
AMEX = THE DEVIL!
I love AMEX and refuse the others
Posted on 2/18/09 at 1:42 pm to BlackHelicopterPilot
Why does Ramsey hate AMEX? I only use it for fuel for my work truck, and pay it off every month for the air miles. The way I look at it, if I use cash, I get nothing back. 
Posted on 2/18/09 at 2:09 pm to jmtigerfan
quote:
jmtigerfan
Risk ... He hates risk
Posted on 2/18/09 at 2:43 pm to jmtigerfan
quote:
I almost cut up my AMEX and my Visa ($0 balance) last night, but I just can't do it just yet. They're like a security blanket, just in case?
It's time to work without a net.
Posted on 2/18/09 at 2:56 pm to Bard
NOOOOOOOOOO! I just can't cut them up, you never know when you might need them. My brother told me to put your credit cards in a glass of water, and put them in the freezer. If you get the urge to use them, you have to thaw them out and by the time that happens, you should come to your senses.
Posted on 2/18/09 at 3:00 pm to Slinger16
quote:
He is a might Churchy. Agree with him on everything but the Tithing part
He ain't Churchy. He's a Christian who happens to be a financial expert and has helped tons of people get freedom debt.
he's one of the good guys.
Posted on 2/18/09 at 3:01 pm to jmtigerfan
Keep the AMEX. Lose the Visa. That give flexibility with less temptation to carry a balance. Also, AMEX extends the warranty of products you buy, etc.
I like Ramsey, but don't worship the dude. His biggest audience is the people that got themselves over their heads because of no discipline. THOSE folks should have NO cards at all.
I like Ramsey, but don't worship the dude. His biggest audience is the people that got themselves over their heads because of no discipline. THOSE folks should have NO cards at all.
Posted on 2/18/09 at 3:01 pm to jmtigerfan
Posted on 2/18/09 at 3:08 pm to Tiger Ryno
quote:
He ain't Churchy.
'There is no way to financial peace except through the Prince of peace, Jesus' (paraphrased.
I've given him tons of credit and said I like him. He IS, however, quite "churchy". No issue there. He is free to be that and his advice is good.
Posted on 2/18/09 at 3:27 pm to BlackHelicopterPilot
His advice follows in lock step with biblical principles on money and stewardship.
The bible takes money seriously... over 2,000 verses in the bible revolve around money and stewardship.
So, you may be a little more "churchy" than you think. Not that there's anything wrong with that.
The bible takes money seriously... over 2,000 verses in the bible revolve around money and stewardship.
So, you may be a little more "churchy" than you think. Not that there's anything wrong with that.
Posted on 2/18/09 at 3:29 pm to Meauxjeaux
I listen to him every day,,, for 3 hours,,, makes the afternoon go by faster.
LINK
13 pages of stations that let you listen to them online for free
LINK
13 pages of stations that let you listen to them online for free
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