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Crowder with Reasonable Fix to Housing Affordability
Posted on 12/11/25 at 9:26 am
Posted on 12/11/25 at 9:26 am
The guy might not be great with women but he puts together a solid plan the Trump administration should follow. Also the banter with the old fart throughout the video is like arguing with some of you old farts on this board. 
11:15 starts his 6 point plan if you want to skip
11:15 starts his 6 point plan if you want to skip
This post was edited on 12/11/25 at 9:30 am
9
Posted on 12/11/25 at 9:29 am to 50_Tiger
We need deflation
I know boomers won't like it but its needed at this point
I know boomers won't like it but its needed at this point
Posted on 12/11/25 at 9:33 am to 50_Tiger
Too focused on immigrants (legal and illegal) and socialist policies (tax incentives).
What we need is real market forces to let the bubble pop and the housing valuation insanity to pop.
The hard part about letting prices fall to their natural level, especially in combination with our current illegal alien policy, is that we have to somehow make labor costs for building/repairing houses deflate as well. Same with building material prices. THAT is a lot more difficult and intricate.
What we need is real market forces to let the bubble pop and the housing valuation insanity to pop.
The hard part about letting prices fall to their natural level, especially in combination with our current illegal alien policy, is that we have to somehow make labor costs for building/repairing houses deflate as well. Same with building material prices. THAT is a lot more difficult and intricate.
Posted on 12/11/25 at 9:34 am to SlowFlowPro
quote:
The hard part about letting prices fall to their natural level, especially in combination with our current illegal alien policy, is that we have to somehow make labor costs for building/repairing houses deflate as well. Same with building material prices. THAT is a lot more difficult and intricate.
In a perfect world I agree with you. However, with the hand we have been given, im willing to accept his parameters.
Posted on 12/11/25 at 9:38 am to 50_Tiger
quote:
In a perfect world I agree with you. However, with the hand we have been given, im willing to accept his parameters.
It's not going to work long term.
Illegals are primarily living in lower income areas. What we often forget is that we don't have an inventory problem, generally, but we do have an incredible inventory problem for people like us. Housing in desirable areas with economic promise is relatively rare, hence the explosion in valuation.
I am likely not going to see buying a home in an area where illegals live to fit that paradigm. There will possibly be a long-term shift, but that's like 5-10 years to sort that out. It will also require gentrification renovations and other population shifts.
The tax stuff just creates more bubbles. frick that.
Posted on 12/11/25 at 9:40 am to SlowFlowPro
quote:
I am likely not going to see buying a home in an area where illegals live to fit that paradigm. There will possibly be a long-term shift, but that's like 5-10 years to sort that out. It will also require gentrification renovations and other population shifts.
A moratorium and remigration + gentrification often solves this issue.
Posted on 12/11/25 at 9:43 am to 50_Tiger
Blah Blah Blah Blah. If you can't afford a house where you're currently at, MOVE. If your current "professional" job doesn't pay you well enough to buy a house, MOVE and find an "unprofessional" job that will allow you to buy a house. Adapt and overcome. You're not entitled to own your dream home in your dream location you gotta earn that.
Posted on 12/11/25 at 9:44 am to RollTide4547
quote:
Blah Blah Blah Blah. If you can't afford a house where you're currently at, MOVE. If your current "professional" job doesn't pay you well enough to buy a house, MOVE and find an "unprofessional" job that will allow you to buy a house. Adapt and overcome. You're not entitled to own your dream home in your dream location you gotta earn that.
This thinking here is why were gonna lose next year
Posted on 12/11/25 at 9:46 am to 50_Tiger
We need more small businesses and less mega corporations to open up small town America. They want us all in 15 min cities. Something like 90% of the population is on 10% of the land (my numbers are not correct).
Posted on 12/11/25 at 9:47 am to 50_Tiger
Record inflation along with 20 or 30 million illegals brought in on purpose are the cause. At 0% inflation, it is going to take 10 or 15 years at least for wages to outpace what Biden did to this economy. It's not just housing affordability, it's power bill affordability. All over the country power bills doubled, tripled.
If you want to fix it, get the illegals out and make things affordable these next 15 years by giving people more of their own Fing money back. The government caused the inflation, help people by not stealing so much from us that work.
If you want to fix it, get the illegals out and make things affordable these next 15 years by giving people more of their own Fing money back. The government caused the inflation, help people by not stealing so much from us that work.
Posted on 12/11/25 at 9:47 am to SlowFlowPro
Not sure I'm understanding the plan, but are you saying it would be good for people who have home mortgages to wake to tomorrow and have their home that they are paying a $300k mortgage on be worth $150K or even less? Apparently so other people who cannot afford a 300K home can buy one at $150K or less?
Posted on 12/11/25 at 9:48 am to 50_Tiger
quote:If I got to LIE about who I am and what I believe to win, I'd rather lose.
This thinking here is why were gonna lose next year
What is incorrect about my statement?
Posted on 12/11/25 at 9:50 am to RollTide4547
Literally everything but believe what you want my guy. No one is asking for dream homes, they are asking for A home.
Posted on 12/11/25 at 9:50 am to Snipe
quote:
Not sure I'm understanding the plan, but are you saying it would be good for people who have home mortgages to wake to tomorrow and have their home that they are paying a $300k mortgage on be worth $150K or even less? Apparently so other people who cannot afford a 300K home can buy one at $150K or less?
Basically. A lot of "conservatives" and libertarians are very dumb
Posted on 12/11/25 at 9:51 am to rob0710
quote:
We need more small businesses and less mega corporations to open up small town America.
How many small businesses have you started in small towns? Really easy to say "someone else needs to do something about this."
Posted on 12/11/25 at 9:57 am to 50_Tiger
quote:
This thinking here is why were gonna lose next year
if giving houses away for free to slacker gen z's is what it takes to win then i don't care about winning.
by the way neither of my grand parents ever owned a house before WW2 buying a house required a 50% down payment.
my son bought his house at 29 he's 31 now.
Posted on 12/11/25 at 9:58 am to 50_Tiger
quote:So you are saying t the concept of Adapt and Overcome is wrong? Afterall, it is LITERALLY in my statement.
Literally everything but believe what you want my guy
quote:Bull Excrement. Young people believe they are entitled. Ones I work with won't drive a 10 year old beater like I do. They buy a 50K car and then complain they can't get a loan for a house.
No one is asking for dream homes, they are asking for A home.
Posted on 12/11/25 at 9:59 am to dickkellog
quote:
f giving houses away for free to slacker gen z's is what it takes to win then i don't care about winning.
by the way neither of my grand parents ever owned a house before WW2 buying a house required a 50% down payment.
my son bought his house at 29 he's 31 now.
Here's my anecdotal evidence following a facetious comment that no one is implying anywhere in this thread.
Posted on 12/11/25 at 10:06 am to goldennugget
quote:
We need deflation
During the 2008 financial crisis we went through a period of deflation. It was -0.4%. It was one of the best times for me because my job was not effected at all and the value of my dollar increased.
Posted on 12/11/25 at 10:07 am to goldennugget
quote:Would you consider a 3.2% per annum increase in property valuations to be reasonable?
We need deflation
I know boomers won't like it but its needed at this point
* edit - Also, land prices are ridiculous. 25 years ago, my lot was valued at $32k. Now, the lot is valued at $148k. What do you do about land prices? It's baked in to the cost of building a new home.
This post was edited on 12/11/25 at 10:11 am
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