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Started By
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Auto loan rates
Posted on 10/20/24 at 10:08 pm
Posted on 10/20/24 at 10:08 pm
Who has the best rates right now?
Haven’t purchased a vehicle in several years
Haven’t purchased a vehicle in several years
16
Posted on 10/20/24 at 10:16 pm to Jim bean xxx
Often with new cars, the manufacturer's credit subsidiary offers better rates than anywhere else, as an incentive to buy the car. E.g. not too long ago Honda was offering like 4.99% for 2025s and 3.99% for 2024s. Now if you have bad credit and want to finance for 96 months ...
Posted on 10/20/24 at 10:17 pm to Jim bean xxx
The 0% interest rates being offered by some of the new car dealers ... but, of course, you'll not get much off the sticker at 0%.
Wait a little longer, that's about to change.
Wait a little longer, that's about to change.
Posted on 10/20/24 at 10:27 pm to Jim bean xxx
I've been eyeing a new ride. Really hope 2025 brings some better deals.
Posted on 10/20/24 at 10:32 pm to Jim bean xxx
Wait till December if you can. I got 0% for 60 months on a Mazda CX-5 last December and they weren't the only ones offering good end-of-the-year rates.
Posted on 10/20/24 at 10:54 pm to Jim bean xxx
Credit unions offer lower rates than banks if the dealer can't get you a good rate.
Posted on 10/20/24 at 11:50 pm to Jim bean xxx
Wait till after Kamala wins, rates gonna drop.
Posted on 10/21/24 at 5:02 am to Jim bean xxx
3.9-4.9% as of Saturday at the Nissan dealer.
Posted on 10/21/24 at 5:18 am to just1dawg
Yea, missed the 0% by a few months. I did get 1.9 though last month.
Posted on 10/21/24 at 5:23 am to Jim bean xxx
quote:
Who has the best rates right now?
Maybe the manufacturer?
I obtained 1.9 % for 36 months through Honda. It beat anything else I could find. I believe 4.75 % was the lowest out there about two months ago.
This post was edited on 10/21/24 at 5:24 am
Posted on 10/21/24 at 5:25 am to Jim bean xxx
toyota has 0% 60 months
Posted on 10/21/24 at 7:30 am to Armymann50
i got 5.2% a month ago from USAA. The dealer said he could not match that for a used car at the time.
Posted on 10/21/24 at 7:31 am to Jim bean xxx
Credit union for used. Just bought one at the dealership 2 weeks ago. Did it through Toyota financial as it was a last minute purchase. Refinanced 1 week later at much lower interest.
Posted on 10/21/24 at 8:15 am to LEASTBAY
quote:
Credit union for used. Just bought one at the dealership 2 weeks ago. Did it through Toyota financial as it was a last minute purchase. Refinanced 1 week later at much lower interest.
What were the interest rates??
Posted on 10/21/24 at 9:01 pm to doublecutter
I bought a 2016 Toyota. Toyota was 8.99. NFCU 5.24%. 800 credit score.
Posted on 10/21/24 at 9:03 pm to LEASTBAY
I got 4.49% for 60 months from NFCU on my daughter's car.
Posted on 10/21/24 at 9:11 pm to just1dawg
I purchased an 2017 Explorer Platinum in Jan 2018 and it was at:
A - Dealer discount: $6500
B - Manufacturer discount - $6500
C - Ford Credit 0% 60 months
December/January best deals. Timing is everything.
A - Dealer discount: $6500
B - Manufacturer discount - $6500
C - Ford Credit 0% 60 months
December/January best deals. Timing is everything.
Posted on 10/21/24 at 9:16 pm to TDTOM
I'm sure I would on something newer. This was 8 years old though. Still cheaper than they're advertised rates. I will pay it off in a few months though so not too worried.
Posted on 10/21/24 at 11:08 pm to Will Cover
quote:
I obtained 1.9 % for 36 months through Honda. It beat anything else I could find. I believe 4.75 % was the lowest out there about two months ago. This
Best story, got 0.9 % on a certified Honda in August, had exactly 1k miles. Still had the new car smell. They used it for 3 months as a demo. Someone ran a red light and totaled out the car. Just paid the first note on it.
Insurance paid it off, but I Can’t get that rate now.
This post was edited on 10/21/24 at 11:10 pm
Posted on 10/21/24 at 11:15 pm to Jim bean xxx
Got .5 at GMC dealer for 36 months. Thought those days were gone. Also got a little off sticker and a 1k rebate.
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