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Have you ever personally known anyone who caused an accident as an uninsured motorist?

Posted on 4/21/24 at 9:23 pm
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
63851 posts
Posted on 4/21/24 at 9:23 pm
What, if any, accountability do they ever face? Seems like every other person is driving around, carefree, with no insurance these days while causing accidents.
Posted by statman34
Member since Feb 2011
2990 posts
Posted on 4/21/24 at 9:28 pm to
Drunk driver illegal with no insurance. You have to do all the leg work if you want your car fixed and it has to go through your insurance. Fortunately, I went outside of insurance but i assure you it was a pain attempting it. I would hate to see what it would have been like to actually have to obtain the police report and try and file. PITA.
Posted by Red Stick Tigress
Tiger Stadium
Member since Nov 2005
17892 posts
Posted on 4/21/24 at 9:30 pm to
I was found at fault for an accident with an uninsured motorist when I was leaving a private parking lot.

The uninsured motorist::

1. Had his license plate removed from his vehicle by the Slidell police.

2. Could not file a claim against my insurance due to Louisiana's No Pay No Play law.

Although I had to pay my collision deductible and file against my own insurance, it made me happy that the other driver could not come after me AND he couldn't drive his vehicle home.



Posted by North Dallas Tiger
United States of America
Member since Mar 2024
3172 posts
Posted on 4/21/24 at 9:30 pm to
Not personally but there's this dude notorious for causing accidents of all kinds around my neighborhood. If you see him, let me know.

Here's what he looks like.

Posted by Jack Bauers HnK
Baton Rouge
Member since Jul 2008
5742 posts
Posted on 4/21/24 at 9:31 pm to
There’s a process by which they can be sued, a judgment taken against them for the value of the damages they caused, and then have their license suspended until they’ve paid off their debt.
Posted by Alabama Slim
2009,2011 BCS National Champions
Member since Jul 2007
9963 posts
Posted on 4/21/24 at 9:55 pm to
Nope, but I did get t-boned at a red light by a minivan. 5 Mexicans came out and ran in 5 different directions. No one left on scene when the cops got there. Van was owned by a painting company,
Posted by Jim Rockford
Member since May 2011
98588 posts
Posted on 4/21/24 at 10:44 pm to
My nephew got hit in the parking lot of his college. They promised to pay him cash for the damage. I was skeptical, but they actually did.
Posted by ronricks
Member since Mar 2021
7266 posts
Posted on 4/22/24 at 4:06 am to
Co workers wife was rear ended by an Illegal Immigrant from Honduras with no license and no insurance. Police told them there was nothing they could do. Didn’t even take him to jail or anything. Just let him go. If I’m caught driving without insurance officer will take me to jail. It’s ridiculous how many rights and privileges Illegal Immigrants have in this country.
Posted by Viceroy_Fizzlebottom
Member since May 2019
277 posts
Posted on 4/22/24 at 7:46 am to
Was rear ended in a hit and run 3 weeks ago. Car totalled. Twas a young schollar on his way to class in a borrowed car belonging to his auntie with a suspended license and no insurance. No clue what or if the insurance company or cops will do to them, but I plan to sue them personally and otherwise make their lives hell for as long as possible.
Posted by Napoleon
Kenna
Member since Dec 2007
69364 posts
Posted on 4/22/24 at 8:42 am to
Yes. I know of someone who has like 9 accidents. Killed one person but wasn't charged. And didn't have insurance on one of the accidents. He's an addict but his mom pays for a top tier lawyer every time he gets arrested.
I heard he just got loaded and wrecked his car last week, so that makes 10 accidents.

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