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re: Do you ever escape the churn of worrying about money?
Posted on 2/16/24 at 12:06 pm to Thundercles
Posted on 2/16/24 at 12:06 pm to Thundercles
Sounds like you are stuck in the churn of worrying about money because you keep trying to out earn your stupidity.
When you were at job 2 and the car died, you didn't need a car payment. You could've bought a $2000 used car with cash and been done. Now you are still paying car payments on Job 3.
Want to bet on what's going to happen when you get Job 4? Based on your previous behavior you are going to reward yourself to an upgrade with a new car and another note.
Wake up man. Your hard earned income is sitting in your driveway.
When you were at job 2 and the car died, you didn't need a car payment. You could've bought a $2000 used car with cash and been done. Now you are still paying car payments on Job 3.
Want to bet on what's going to happen when you get Job 4? Based on your previous behavior you are going to reward yourself to an upgrade with a new car and another note.
Wake up man. Your hard earned income is sitting in your driveway.
This post was edited on 2/16/24 at 12:08 pm
4
Posted on 2/16/24 at 12:10 pm to Miglez
quote:
When you were at job 2 and the car died, you didn't need a car payment. You could've bought a $2000 used car with cash and been done. Now you are still paying car payments on Job
Maybe but what if he marries a girl who makes close to what he makes? That would be good, and it's not far fetched. Perhaps a decent car is what was needed to allow that to happen. Most girls who make a decent salary don't date guys who drive a $2000 beater.
This post was edited on 2/16/24 at 12:11 pm
Posted on 2/16/24 at 12:30 pm to Miglez
I think this is right and wrong at the same time. I stopped investing in my retirement the last 7 years so I could start my own business. I’m hitting a point where I’m starting to make money and I upgraded my truck because my other car died.
I’ve started saving again for retirement but also have taken a few vacations.
The key is to have a proper balance. If you don’t balance it properly, you will get sideways real quick. Buying a $2k car vs a $20k car is fine as long as the balance for your other expenses is there. I see it every day where people have $1200/month car payments and can’t afford their rent.
I’ve started saving again for retirement but also have taken a few vacations.
The key is to have a proper balance. If you don’t balance it properly, you will get sideways real quick. Buying a $2k car vs a $20k car is fine as long as the balance for your other expenses is there. I see it every day where people have $1200/month car payments and can’t afford their rent.
Posted on 2/16/24 at 12:42 pm to Miglez
quote:
When you were at job 2 and the car died, you didn't need a car payment. You could've bought a $2000 used car with cash and been done.
The used car market is outrageous right now for anything that is going to run reliably. I drive a 20 year old car that is getting close to needing to be replaced. I want my next car to be something that'll last me for at least the next 7-10 years, so I was looking at stuff with less than 50,000 miles. I don't care about bells and whistles. The only criteria I had was something that runs, has a clean title (no salvages), and has less than 50K miles.
I didn't find anything for less than $16.5K.
Posted on 2/16/24 at 5:32 pm to Miglez
quote:
When you were at job 2 and the car died, you didn't need a car payment. You could've bought a $2000 used car with cash and been done.
2k for a car is laughable.
A 2k car won’t last a month before you’ll have to start paying for repairs.
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