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re: The math for buying a home no longer works, per WSJ
Posted on 12/20/23 at 9:43 am to Jcorye1
Posted on 12/20/23 at 9:43 am to Jcorye1
quote:
I followed this advice and didn't buy a house in 2019. Yeah I am bitter.
It was and still is sound advice. You were an unfortunate victim of circumstances. But to be fair, had you bought in 2019, you would have been extremely mad in 2021 when the rates were 2% lower than what you bought at
3
Posted on 12/20/23 at 9:54 am to Upperdecker
quote:
It was and still is sound advice
No it’s not.
Posted on 12/20/23 at 9:56 am to Upperdecker
quote:
But to be fair, had you bought in 2019, you would have been extremely mad in 2021 when the rates were 2% lower than what you bought at
Holy shite lol
Posted on 12/20/23 at 10:16 am to Upperdecker
quote:
It was and still is sound advice. You were an unfortunate victim of circumstances. But to be fair, had you bought in 2019, you would have been extremely mad in 2021 when the rates were 2% lower than what you bought at
I generally avoid loans with buyout payments, and I probably would have refinanced. Also, not truly that concerned about interest as I tend to pay a lot more principle than suggested. I get the argument for investing the differences, and I know it's not the most financially smart move out there, but I hate debt.
That being said, my current interest rate is 7.5%, so argument is moot.
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