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Message

Flood Insurance Experts?
Posted on 6/10/23 at 8:36 pm
Posted on 6/10/23 at 8:36 pm
Can any of you, baws direct me to the best site to determine a flood zone in Central? Also, is there a site that provides an average price for flood insurance in a given area?
I'm Googling, but I suck at all things insurance....
Thanks in advance, baws, for any assistance.
I'm Googling, but I suck at all things insurance....
Thanks in advance, baws, for any assistance.
Posted on 6/10/23 at 8:38 pm to lsufan9193969700
LINK
This will give you the zone the property is in, with the new way they do it, there is no way to even guess.
I’m a real estate agent and I saw a property that was in an X zone last yr that was $1800.
This will give you the zone the property is in, with the new way they do it, there is no way to even guess.
I’m a real estate agent and I saw a property that was in an X zone last yr that was $1800.
This post was edited on 6/10/23 at 8:39 pm
Posted on 6/10/23 at 8:48 pm to TJG210
AE flood zone. That's what the FEMA site says. Now, I have to research that. I hate this stuff! 
This post was edited on 6/10/23 at 8:58 pm
Posted on 6/10/23 at 8:52 pm to lsufan9193969700
Better get an elevation certificate
Posted on 6/10/23 at 8:55 pm to lsufan9193969700
quote:
AE flood zone. That's what the FEMA site says. Now, I have research that. I hate this stuff!
What is the situation? Do you currently own a home with no flood insurance? If so, the other poster is correct, your first step is getting property surveyed and an elevation certificate. Should run you around $3-400.
Posted on 6/10/23 at 8:57 pm to TJG210
No, family is possibly buying a home there but hadn't given flood zones/insurance any thought. I'm just trying to get some information together for them. I appreciate y'all's assistance.
Posted on 6/10/23 at 8:57 pm to NorthshoreTiger76
quote:
Better get an elevation certificate
No longer necessary with FEMA flood.
I have found that private markets and fema have inversed, I.e. fema used to love flood zone x, and would write it at $582/yr. Now, sometimes it’s triple that. FEMA used to hate VE/AE zones, and now they love them.
Posted on 6/10/23 at 8:58 pm to lsufan9193969700
quote:
Can any of you, baws direct me to the best site to determine a flood zone in Central?
Yes put a FOR SALE sign on it and never buy in a flood zone again. You're wasting a lot of money if it's in a flood zone.
Posted on 6/10/23 at 9:02 pm to Slickback
quote:
Slickback
Your link sent me to a warning message. Lol.
Posted on 6/10/23 at 9:04 pm to lsufan9193969700
quote:
AE flood zone
Prayers, good buddy.
Posted on 6/10/23 at 9:08 pm to shutterspeed
While you are at it, you might check into the windstorm build certification. Here in texas not having a certification runs the windstorm bill up several thousand dollars
Posted on 6/10/23 at 10:40 pm to lsufan9193969700
Give me your address and I’ll let you know.
Posted on 6/10/23 at 10:43 pm to lsufan9193969700
Where at in Central.
Posted on 6/10/23 at 10:50 pm to lsufan9193969700
[link=(msc.FEMA.gov)]FEMA Map Service Center Link[/link]
Posted on 6/11/23 at 1:34 pm to lsufan9193969700
Flood AE means you are required to have Flood if you finance. Several factors go into determining the rate.
Did it flood before?
How close are you to a body of water? (Comite?)
Flood Elevation and how far your property is above that.
Fema 2.0 has changed the game a bit.
The home may already have a flood elevation cert. Your realtor should be able to find it for you.
Did it flood before?
How close are you to a body of water? (Comite?)
Flood Elevation and how far your property is above that.
Fema 2.0 has changed the game a bit.
The home may already have a flood elevation cert. Your realtor should be able to find it for you.
Posted on 6/11/23 at 1:42 pm to lsufan9193969700
Save your money. All you need is some Flex Seal Flood Protection


Posted on 6/11/23 at 5:54 pm to weadjust
Thanks, everyone (*almost everyone, lol) for the help. I have the basics now. I'll give them the info.
Posted on 6/11/23 at 7:02 pm to lsufan9193969700
quote:
Also, is there a site that provides an average price for flood insurance in a given area?
I'm Googling, but I suck at all things insurance....
Thanks in advance, baws, for any assistance.
Average price is $350 per month unless you build 3.50' above sea level then rates go down by 35.0%. Put a dirt mound under dat trailer baw, not cinder blocks
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