Opinions on Chase Private Client

Do you have other suggestions?

I have before. Don’t anymore. Didn’t make sense. Switched to diversifying between an assortment of Vanguard funds and banking with a local community bank with fantastic service. Never looked back.

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Do you have other suggestions?

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As posted earlier, it really depends on your needs.

If you're after Private Banking Perks I'd consider going with a reputable regional. At least based on my experience (BoA), and my neighbor's (JPM-PB). I've also used my PB along with UBS for f/s brokerage services. Both have been been OK, steady.

Most of my personally handled stuff is with TDA, mainly d/t familiarity and the fact that's where we started. Have some with Schwab. Some with Fidelity.

I'm moving tranches from TDA/Schwab to Fidelity for risk mitigation (TDA-Schwab merger) and with yields picking up, diversity toward more fixed income. Fidelity has better fixed income support and a smoother money market program than either TDA or Schwab, IMO.

If you're heavily into options (rare for me), TDA's Sink or Swim is a decent platform, but Interactive Brokers might be a better choice.

Fidelity cash account ROI runs ~4.5% right now. FDIC protected (via account distribution) to $5M.

By comparison, cash account ROI at Schwab/TDA is basically zero. Schwab has a money mkt account, but it's less fungible and (IIRC) SIPC protected to $500K.

I'm overweight cash currently. So Fidelity's interest account is nice. They and my bank exchange digital wire transfers at no charge. So the account is essentially an interest bearing extension of my bank account, but w/ 10X the FDIC protection.

Both Schwab and TDA offer some assistance with bond ladders and set up, but not to the extent of Fidelity. Fidelity maintains an asset pool for transacted instruments. Seems easier to get in and out. I believe Fidelity FI mgt/assistance costs are lower as well, which at relatively lower FI returns, is important. Basically with fixed income, Fidelity seems to come with more resources, more choices, and lower costs. I've not used them for stock trades, but my impression is Fidelity's FI advantages don't really translate for equities.