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Career Question
Posted on 2/14/23 at 4:41 pm
Posted on 2/14/23 at 4:41 pm
Would you rather have a 40k state government job as a tax auditor with good benefits and a nice pension if you stuck around, or 60k as a internal auditor for a bank with good benefits, more room for progression, but no pension.
Don’t know if this is right board. I just looked at them and figured it would fit best here.
Don’t know if this is right board. I just looked at them and figured it would fit best here.
This post was edited on 2/14/23 at 4:43 pm
11
Posted on 2/14/23 at 4:53 pm to 94rebel
quote:
40k state government job as a tax auditor with good benefits and a nice pension if you stuck around, or 60k as a internal auditor for a bank with good benefits, more room for progression, but no pension.
20k per year with opportunities to stretch it more is better than a pension based off $40k working salary.
Is that what you are asking?
Posted on 2/14/23 at 5:22 pm to 94rebel
Bank. Plenty more high paying positions where promotions are more likely to be based on meritocracy than tenure.
Posted on 2/14/23 at 8:16 pm to 94rebel
How young are you and how many years do you expect to work before retirement?
Posted on 2/14/23 at 8:28 pm to 94rebel
quote:
Would you rather have a 40k state government job as a tax auditor with good benefits and a nice pension if you stuck around
I'm a tax auditor with the state government. You're not going to be an OT baller, but it's decent pay with job stability. There is some truth to the perception that government employees are lazy, but I used that to my advantage and was able to advance. I'm assuming 40K is the starting salary. If so, your salary will increase, and your pension will be based on your last five years of employment. Also, with state employment, you can contribute to a 457B.
Posted on 2/15/23 at 7:57 am to 94rebel
I’d take the government job and steal as much as I could. The average government employee iq is like 60 so you probably wouldn’t get caught and you’re benefiting the taxpayer by bleeding the government and hopefully making it collapse sooner
The only way we’re getting out of this is total collapse
The only way we’re getting out of this is total collapse
Posted on 2/15/23 at 9:39 am to 94rebel
Normally with a State job you don’t contribute to SS, but the pension you referenced. I’d imagine that the pension is much better ROI that SS, but there is still some return via SS. Other than that, I believe your upside potential is much greater in private industry, especially with the starting salary delta.
Posted on 2/15/23 at 10:06 am to 94rebel
quote:I’m blown away that a tax auditor job would pay so low. I’d be getting into the private sector asap.
40k state government job as a tax auditor
Posted on 2/15/23 at 10:29 am to 94rebel
In many states you can game the retirement system. Stay in the government job long enough to vest the pension. Then leave to work in the private sector to make more money. A few years before you retire, monkey bar back over to the government to get your pension basis up.
Posted on 2/15/23 at 10:30 am to 94rebel
Do you strictly want to stay in Finance Audit or are you open to Operational Auditing?
Posted on 2/15/23 at 11:57 am to 94rebel
quote:
Would you rather have a 40k state government job as a tax auditor with good benefits and a nice pension if you stuck around, or 60k as a internal auditor for a bank with good benefits, more room for progression, but no pension.
I'd rather have my eyes bleed than work for the state government, especially at 40k.
The only reason to justify taking the job is if you can flip it to a private job that wants to have government experience.
Posted on 2/15/23 at 3:19 pm to 94rebel
Think about the people you will work with. GOV just wants to stick it out until retirement. Dot GOV can FOAD. You are condemning yourself to limited versatility, limited mobility, and being underpaid due to all the smooth brains that will be around you sucking up dollars they don't deserve based on their performance.
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