re: How often do you pay your CC balance?

quote:

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I like the security of a cc but like to track it as close to a debit card as possible. That’s why I do it

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Same here. I like the points from credit cards but don't want to have to "check and see" if I haven enough funds to cover the bill at the end of the month. I want to know exactly what I have, every day.

I also keep an excel file in which I track every single transaction I make, daily changes to brokerage accounts, etc. It takes some work, but I enjoy it, and have found that I've made bigger strides in my net worth since doing all this than before when I was just winging it.