re: Credit Union Car Warranty vs Dealer Warranty

Depends on what company the credit union uses. Most of the time, it's a shite company like car shield that wants to low ball and not pay for majority of repairs or will find a way to get out of paying for it in general.

Most dealer warranties by and large are good and will pay for majority if not all of the repairs I find.

Example:
Check engine light is on and #3 ignition coil pack is bad. Most shop will charge a diag of 1 hour and say .7 to 1 hour replacement and check after.

Dealer warranty will pretty much pay for it all minus your deductible.

After market (Carshield) pays .3 diag and maybe half hour for replacement and test after. On top of you having to cover your deductible. Also, part markup is gonna be something stupid like 10-15%. Any shop is gonna charge you the remaining balance.

Hope this helps.