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re: Good luck to anyone in Southeast Louisiana with homeowners insurance
Posted on 4/11/22 at 6:02 pm to SelaTiger
Posted on 4/11/22 at 6:02 pm to SelaTiger
Ours wasn't getting renewed so they priced out another company and it almost doubled. Shopped around a bit and ended up going with Liberty mutual for $200 more a year.
1
Posted on 4/11/22 at 6:25 pm to cheobode
How much have your homes appreciated in the last year? That impacts replacement cost.
How much more are the materials that would be required to rebuild your home due to inflation and material/labor shortages?
Have you noticed all those parasitic injury attorneys on billboards all over the place? We are all now paying more to cover their ridiculous settlements.
Add in a couple hurricanes in back to back years to juice the formularies and here we are.
It’s only going to get worse with many writers leaving the coastal zones all together which means the remaining writers can charge more due to reduced competition.
How much more are the materials that would be required to rebuild your home due to inflation and material/labor shortages?
Have you noticed all those parasitic injury attorneys on billboards all over the place? We are all now paying more to cover their ridiculous settlements.
Add in a couple hurricanes in back to back years to juice the formularies and here we are.
It’s only going to get worse with many writers leaving the coastal zones all together which means the remaining writers can charge more due to reduced competition.
Posted on 4/11/22 at 6:26 pm to SelaTiger
He’s a mess but he didn’t have anything to do with the hurricanes, and our home owners insurance said frick it and left Louisiana all together. Now paying more just like lots of people around here.
Posted on 4/11/22 at 6:32 pm to Bottom9
quote:
Literally no one here cares
Why are you all bitching about your insurance if you dont care?
Posted on 4/11/22 at 7:06 pm to TheHarahanian
quote:
I’ve been lucky. Mine is the same this year as last.
TBH I’d be concerned, because either they didn’t adjust your insured value for inflation or you don’t have replacement cost.
Posted on 4/11/22 at 7:36 pm to Cymry Teigr
quote:
TBH I’d be concerned, because either they didn’t adjust your insured value for inflation or you don’t have replacement cost.
Nope and nope. Can’t explain it and don’t care.
Posted on 4/11/22 at 8:23 pm to SelaTiger
20%? Mine more than doubled.
Posted on 4/12/22 at 3:27 pm to Mordecai225
My Ins. agent just called me, America's Insurance is pulling out of LA, they are not writing any new policies, and soaking any existing customer they can on their way out.
Posted on 4/12/22 at 3:34 pm to SelaTiger
It's increasing pretty quickly across the nation. As someone said, rising home prices, material costs and other inflation is driving a lot of it. It's not just the gulf coast.
Posted on 4/12/22 at 3:38 pm to LT
quote:
He doesn't, but frick him anyway... just because
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