re: Tough career decision

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There is PTO and paid holidays but no insurance or IRA/401k.

The owner says they're working toward offering those things but obviously not there yet.

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Nope. I'd stay where I am.

Not making that move with out pay boosted to cover insurance...if wife is not working with no kids you chose poorly

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but no insurance or IRA/401k.

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then the starting pay is lower than what you are getting now. These benefits are huge issues. IRA/401k money missed at 28 is HUUUUUUUGGGGEEE. Health care costs are $15k at least for you.

quote:

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There is PTO and paid holidays but no insurance or IRA/401k.

The owner says they're working toward offering those things but obviously not there yet.

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Then tell him to get back to you when those things are in place. Promises of putting it in place mean nothing because having worked at smaller/young companies, something else will ALWAYS come first before insurance.

The only way I would consider it is if you also had some opportunity to be a partner or a share of profits or something. Just an employee? Nope.