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Used Vehicle Loans
Posted on 5/30/20 at 5:24 pm
Posted on 5/30/20 at 5:24 pm
What are the best rates being offered for used vehicles? Where are the best places to go for such a loan?
Been 10 years since I’ve done any car shopping.
Been 10 years since I’ve done any car shopping.
8
Posted on 5/30/20 at 5:28 pm to Splackavellie
Credit union. And sorry for your poorness
Posted on 5/30/20 at 5:31 pm to Splackavellie
Having to finance a depreciating asset sucks.
Having to put my kids in the seats of a used vehicle where some stranger might have ODed would have really sucked.
Having to put my kids in the seats of a used vehicle where some stranger might have ODed would have really sucked.
This post was edited on 5/30/20 at 5:32 pm
Posted on 5/30/20 at 5:32 pm to Splackavellie
The dealer I used shopped my financing last time I bought a used truck.
My rate was 2.9%, this was 2015.
My rate was 2.9%, this was 2015.
Posted on 5/30/20 at 5:33 pm to Splackavellie
You use cash to buy used cars. Wait, got that wrong.
You use cash to buy cars.
You use cash to buy cars.
Posted on 5/30/20 at 5:33 pm to soccerfüt
quote:
Having to finance a depreciating asset sucks.
So by that logic everyone that's financing a car is making a poor decision?
Posted on 5/30/20 at 5:33 pm to Splackavellie
Looking to get pre-approved for used car loan.
PenFed
DCU
Lightstream
If that depreciating asset gets you to and from work reliability for many years, I’d say it made you a shite ton of ducats.
PenFed
DCU
Lightstream
If that depreciating asset gets you to and from work reliability for many years, I’d say it made you a shite ton of ducats.
This post was edited on 5/30/20 at 5:38 pm
Posted on 5/30/20 at 5:45 pm to Splackavellie
2.34 % at La Capitol FCU
Posted on 5/30/20 at 5:54 pm to soccerfüt
Financing or paying cash makes no difference on the rate of depreciation.
Financing usually makes better sense
Financing usually makes better sense
Posted on 5/30/20 at 5:55 pm to armsdealer
Obviously you don’t understand opportunity cost and TVM
Posted on 5/30/20 at 6:07 pm to iAmBatman
You should join Sam's club. They have access to various brokers that can get you substantial discounts on loans, likely below 4% if you have decent credit. If you belong to a credit union, they might have a similar network, too.
Posted on 5/30/20 at 6:11 pm to soccerfüt
quote:Y’all don’t sit on public toilet seats or at tables in restaurants?
put my kids in the seats of a used vehicle where some stranger might have ODed
Posted on 5/30/20 at 6:12 pm to Splackavellie
Posted on 5/30/20 at 6:26 pm to Splackavellie
Nfcu is in the low 2s
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