Favorite team:LSU 
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Number of Posts:198
Registered on:9/14/2009
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[quote]Crash signals are already going off in my area of metro ATL.[/quote] [quote]Until the latest one...[/quote] Your "Crash Signals" are one home in a subdivision of 174 homes staying on the market for a month during holiday season? To top it off, this home was originally sold to Zillow :r...
Looks like you may have a fungus called Brown Patch. I have had this and it spreads quickly. The outer edge of the area is where the fungus is currently active. With our high humidity, the grass stays wet at night which can cause this to spread. Link to the [link=(https://www.lsuagcenter.com/a...

re: Bug Shield / Hood Protector F-150

Posted by ram03reg on 12/1/17 at 1:10 pm
[quote]Any recommendations on which one to look at? I was looking at this one but it looks like the only 2018 one they have is for the Raptor. Would the 2017 fit on the 2018 F-150?[/quote] Not sure if serious... Why would you want to put this cheap piece of plastic on the hood of your truck? T...

re: Grand Isle Reports

Posted by ram03reg on 10/26/17 at 3:00 pm
[quote]Thinking about hitting up the Isle this weekend or next. Looking for Reds and Specs of course. Also looking to find a few flounder. Will probably stay at Bridgeside. Any advice on hot baits and general locations at the moment?[/quote] Went down last weekend. Water was high and wind was whi...

re: Just broke my Apple TV 4 remote

Posted by ram03reg on 10/24/17 at 9:37 am
[quote]Replacement is $80, more than half the cost of a new system. I can get most new systems for a similar price. Disappointed but not surprised. I'm not highly invested in Apple but like their products. However this is a bit of a wake up call of how expensive it really is to win their products. T...
[quote]It is my 100,000 mile commuter car that I drive from the suburbs into work each day. It has a lot of life left in it, but I'm not too concerned if the exterior looks bad.[/quote] So, you rely on this car for your daily commute, but you do not care enough to wash it more than "maybe" one ti...

re: Is anyone here a CFP?

Posted by ram03reg on 8/23/17 at 9:31 am
[quote]I'm an employee in an established independent RIA practice with a clientele of 90% retirees and I'd be the only one with the credential. I'm wondering if it would be a good leverage for more money or to leave for greener pastures.[/quote] Not one CFP in the entire practice? You should def...

re: Is anyone here a CFP?

Posted by ram03reg on 8/16/17 at 9:22 am
What type of "practice" are you starting? Do you plan to do actual "Financial Planning" for clients or just investments? Will you be working with other CFPs? Will you be starting an Independent firm from the ground up? Working for a large bank or wire house with an established client base? ...

re: Grand isle reports

Posted by ram03reg on 6/14/17 at 2:49 pm
Fished Grand Isle Saturday 6/10/17. 3 man limit of Reds, picked up about 8 trout, lots of throw backs. We were mainly targeting Reds, but would stop for birds or a nice looking point to find trout. Reds were caught on live Cocahoe Minnows under cork...a couple on Spinner Baits. Most of the reds ...

re: Grand isle reports

Posted by ram03reg on 4/25/17 at 11:18 am
I am going Thursday - Sunday as well. Weather looks nasty for fishing but going to give it a try anyway. I will be hitting the marsh to the west of the Island towards Leeville and Chenier. Hope to find some protection from the wind. If that fails, I'll be enjoying the breeze under the camp. ...

re: On board charger recommendation

Posted by ram03reg on 2/21/17 at 2:01 pm
Check out Dual Pro and NOCO Genius. Dual Pro has good customer service and their chargers are well built, I have had two. NOCO chargers are compact and can be mounted easily. I have heard good things about NOCO. My Brother put one in his boat about a year ago, he is happy so far. ...

re: Life insurance questions

Posted by ram03reg on 1/31/17 at 9:48 am
[quote]Northwestern Mutual 20 year term $1,000,000 Convertible to whole life with no medical if done within 10 years. Looking about $40-50/month if you're healthy[/quote] Meh..Only convertible within the first 10yrs. You can find a policy for the same price that is convertible throughout entire ...

re: Life insurance questions

Posted by ram03reg on 1/30/17 at 4:48 pm
If you go with a longer term (20-30yrs), make sure that it is convertible throughout the length of the term...even better would be convertible throughout the term and to all policies. Most policies will be convertible but only during the first 10 or 15 yrs and to only one policy. Sounds like you ...
[quote]What is the right way to ask about these fees without making the guy who negotiates our plan look like he sucks at his job? [/quote] Simply ask them to explain how the plan is structured. Explain that you feel that the expenses within the fund line up are high and would like to better unde...
Have you looked at the actual fees of the 401(k) or just judging based on the mutual fund fees? Yes, there are other fees besides mutual fund expense ratios to consider Different share classes pay different fees to the plan administrator or even back to the participants and are used to offset ...

re: Shimano Stradic FK 3000 or 4000???

Posted by ram03reg on 9/29/16 at 4:07 pm
[quote]Ive never had an issue with snapping any rod but it does happen. Putting your off hand further up the rod while swinging fish in is a surefire way to snap a rod. Also any knicks along the blanks will create weak points - A good example is tossing them in the back of the truck with all your ot...

re: Shimano Stradic FK 3000 or 4000???

Posted by ram03reg on 9/22/16 at 10:43 am
[quote]7" falcon coastal[/quote] Snapped a new Falcon Coastal right in half when I lifted a smaller slot Red into the boat...I do not waste my time with a net unless it is a nice size red. I sling the reds in the boat all day with my Castaway Rods. I really liked the Falcon but doesn't do m...
[quote]Your entire life is in a trailer, and you don't think to put a lock on it?[/quote] Directly from the Facebook Link in OP..."It had locks on it that they had to have cut off."...
Updated original post to include WBRZ Ch 2 On Your Side Story......
If they send any additional pictures I will be sure to update this thread. Thanks ...