Favorite team:LSU 
Location:Prairieville
Biography:
Interests:
Occupation:
Number of Posts:692
Registered on:7/16/2009
Online Status:Not Online

Recent Posts

Message

Construction Loan

Posted by dlambe5 on 10/25/25 at 9:43 am
Does a construction loan require you to use the banks funds thru the whole process then close at the end?

I have 75% of the funds to build our house. I just need a loan for the remainder 25% of cost. I would rather use my funds as much as possible to save on interest.

Is a construction loan the best process or is there a better loan option to accomplish this?
I agree. If you put all the nuggets back together it wouldn’t even be equal to a full chicken breast.
Garage Experts

Did my garage. They did a fantastic job. Highly recommend. Their cabinets and slat walls are high quality. They are turnkey.
So the realtor you were referring to in your initial post is the sellers realtor? She’s sending you inspection reports and so on? You have no representation?
Your realtor should be able to answer any question you might have and guide you thru the whole process.
quote:

On the other hand if we buy a new SUV for my wife, she wants to keep a third row and the rates are currently around 7%


I’ve seen a ton of interest rate deals. Way lower than 7%.
For example. CPO MDX. Includes extended warranty 7 year or 100k miles. 1.29% for 36 months, 3.99 for 48, or 4.99% for 60. Three rows. True transmission. Not a CVT. Reliable.

quote:

palisade

Google transmission issues from Hyundai.
I have a Hustler from Gautreaux’s. I love it. No matter what brand you decide, I would go with a Kawasaki engine.
They fixed ours at 70k miles. Very grateful but traded it in almost immediately.
GI bleed in the emergency room. You can smell it the next hallway over with all the doors shut.

Also, any necrotic tissue whether it’s a foot from diabetes or cancer.
My wife’s Infiniti crapped out at 70k miles. She doesn’t accelerate quickly and she did routine maintenance at the dealership for all intervals. To be fair this was probably 10 years ago so they might be better now but I’m still skeptical to purchase another one.
They were offered severance and early retirement. Also, Can they not apply for a different government job and work there until they are eligible? Guess they rather play victim.
My wife asked me one time at a cheer competition to go ahead and save 7 other seats for people and this is why I told her no. Parents are crazy. I’m not fighting honey boo boos dad for seats so he can get 2ft closer to see his little girl.
You do not pay taxes if the value is greater. I traded two cars for one before and I didn’t pay taxes.
quote:

Because what Elon provides is worth being paid for


Exactly. Like he said in a press conference, if you can find a contract that I have that you think isn’t worth it. Let me know but everyone so far has been worth it. I promise you that.
It’s also tax free income!!! Look up the Augusta Tax Rule.
Glad you’re still thinking about this two days later. Have a great day!!
quote:

This is the culture that needs to gtf. OH MY god they were with their families for one day. They shouldn't get a raise this year! What a sad life yall live. Yall keep living to work.


We work in the emergency room. Glad everyone doesn’t think like you because the public won’t have any healthcare options during crisis like snow storms, hurricanes and so on. Not living to work. We provide very critical services
to the public. Do you think people don’t get hurt or sick during those times? So it’s very important for us to show up.
Medical here. Never missed a shift. Employer gave bonus for the ones that came in. No bonus for ones that called out. They are also considered less effective so at best they only get a 1% annual raise for this year.