bignate76

your way ahead of yourself. to be honest with you within the next 3 months there want be to many lenders letting you put down just 5% alot of them have already gone to min. 10% down. FHA will always be 3.5% down for the time being. you should be able to get a rate under 5% for the next 2-3 months. i...

DTI,credit score and downpayment..thats the big 3...

I work for Van in baton rouge...

you have a 5.5% rate. to make it worth your wild you need to go to 4.5% and drop the pmi. take your loan amount and multiply that times 3.5% . thats your average closing cost. i do this for a living....

bankrate is the national average of interst rates. most people dont know that your rate can vary from state to state. texas being the best state to get a great rate. there rates are .25 better than most. bankrate is only going to help you see what everyone is doing. find a good mortgage guy ....

those no closing cost deals are wierd some are good some arent. but he rules have changed as of april 1st . you must now put down 10% if you are not going FHA. yea swallow that one...

quicken is a joke..really 4.375 with a 1.5% buydown..try locking that...thats about right for todays rates but before today you were paying for 4.5%...

if you are in one of the trendy parish's (livingston or ascension) then you are going to overpay. those areas are over built and the prices are about to tumble. its a buyers market but the buyer better do his research....

no way..the rate may not stay at 4.5 but it will stay under 5% and thats fine with me...

see i didnt even charge ziggy a bj...