SerenityNow

Won’t reiterate what everyone has already said about the weather and seats. But I echo the other poster’s sentiment about Nisei Lounge and Gman Tavern. Great bars and not as heavy on the 20 something’s, if you catch my drift. I’d also recommend Guthrie’s, which is on Addison, about 10 minutes from Wrigley. If you are staying downtown, you can catch the Brown Line to Southport and walk to Guthrie’s from there. It’s on the way to Wrigley.

And they do free hot dogs on game days, so you’ll have that going for you.

Lots of great responses in this thread.

I also would say that as we know, society has become increasingly impatient over the last 25 years with the advent of technology. Everyone wants everything NOW.

And long term investing is a grind, even for those who are dedicated to it. I max my 401k, as well as toss a massive chunk into my brokerage account each month. And nothing sucks worse than knowing your money is at risk as the market goes up, down and sideways. And every month I get tempted to say screw it and live for now. But I don’t. I’m playing the long game. Most people likely do not have that patience. And who knows, maybe I’m the dumbass?

The Chiefs fans on this board have become completely insufferable.

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It's just unreal to think, what if these people can't afford to switch planes, or pay for hotels, or take off of work that long, and Southwest is not providing any relie

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100%. We are fortunate that while insanely annoying, we could pay the $500 to get on a new United flight. A lot of people aren’t in that same position.

Like someone else said, I hate more government regulation but SW needs to hang for this. I hope they are forced to pay some sort of restitution to every single person affected.

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I used to be a SWA loyalist, but they've had a few incidents like this previously and the boarding group bullshite finally ran me off. I only use them when I don't have another option.

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Same. Got caught in it today trying to fly from Pensacola to Nashville to Chicago. Our first flight was 7 am. They cancelled our Chicago leg on our way to the airport and I only knew because I checked the app. No email, no text. We went to the counter and we got there to a line with not one single person working. All other airlines had multiple people working. We decided to get inside and try to talk to the gate agent. Except they didn’t show up until 5 minutes before boarding. When we explained that we didn’t want to go to Nashville without then knowing where we were being rebooked, we basically got told tough shite. So we said screw this, cancelled the Nashville flight and rebooked on United and managed to get home.

Meanwhile, the two Chicago flights that SW rebooked us on both ended up getting cancelled too.

Done for good with them. This isn’t the first incident we have had in the last couple of years but it’s going to be the last. I’d rather stay home than use them again.

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But, if you plan to do some serious traveling, play more golf, join clubs, volunteer more....; you will most likely be somewhere between what you make now vs your current spending less mortgage, savings...

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Agreed and basically what I echoed yesterday. The only reason we don't eat out more, travel more, etc., is because from M-F we are working all day and pretty exhausted at night and have to wake up/keep up with the grind.

Once I truly have no work obligations, I would imagine that discretionary spending is going to go up for us, not down.

So even if taxes and other home expenses are lower, for us - I don't feel comfortable with any less than 100% to start.

I do think as we age, however, that discretionary spending will go down.

I agree. Everyone's retirement goals are certainly different. But mine are to retire early (mid-50s) and spend quite a few years enjoying the hell out of it.

For us, much of our enjoyment is centered around travel, eating/drinking, going to sporting events and concerts. If anything, given we won't be chained to a desk 40+ hours per week, I am anticipating we will be doing even MORE of these things.

So even if some expenses go down (mortgage, etc.), you aren't having to "save" and your taxes will in theory be lower, based on the above, I'm assuming our income needs to be at least the same. If not more.

Put me in the camp of wanting 100% of my income - at least for the first few years of retirement.

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I'm the opposite. Once May rolls around I start dreading it knowing it's going to be swamp arse until almost Halloween.

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Same for me. I'm one of the rare birds that actually enjoys the short days and gray skies. I find the winter to be incredibly peaceful, for whatever reason.

I would legit go into fits of anger during summers down south.
The amount of times I would shower before work to head to the office, take the 2-3 block walk after parking and still walk in stinking and sweating. Absolutely miserable. And like you said - that goes on for 5-6 months. No thank you.

Definitely interesting to see the thoughts on this board of rich versus some of the studies some have posted.

I certainly feel that if you asked the average person is $3 million in net worth "rich"? And they weren't living in NYC or San Fran, the overwhelming majority of people would say yes.

Many U.S. residents will never even approach that type of money in their lifetimes.

I also think people's spending habits play such a huge role in this. I drive a shitty arse car. Live in a nice, but not luxurious place in a good part of town. And save as much as possible. We do have our vices (F&B), but not much else. And we'll retire in our early to mid 50s with enough to never run out of money. But I don't "feel" rich.

On the other hand, we have friends who make substantially more money than we do. Absolutely live a "rich" life via cars, vacations, extravagant spending. And they definitely consider themselves "rich". But I'd venture to say they'll also be working until they are 70 and likely have way less than us in savings.

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Quick question.... are you guys still maxing out 401ks?

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I have been for about 6 years (currently 42) and have no plans on stopping. In fact, I had already started to slowly increase my post-tax contributions this year to other investment accounts. I'm aiming to get even more aggressive on that, as much as I can. I haven't been able to do as much the last couple of years due to a home renovation and a shite ton of other unexpected expenses.