Hawgleg

Learned something new.

If I hung it up next year. 0 income
I could sell up to 49k in LTCG and not be taxed on it?

That 15-20 percent would pay my health insurance. No?

If I took a part time job that jumped me over the 49k I would be taxed on LTCG? so the part time job would hurt me?

I see above that I get the deduction also factors in. That would seem to make what I want to do a little more obtainable.

You dont have to pay LTCG after you retire?

I really dont understand how CG works and what would be best for me.
I guess my accountant could answer those ?s the best? My Financial Guy?

I do have alot to learn.

As I get older I am far more productvie after smoking. I feel better there foe I want to do more. Best med there is for the getting older aches pains and minor issues.

3 weeks vaca.
M-F 7-4

At a desk. Killing me.

I have a good job other than setting all day. . But any job ties you down. Im not going to quit this job if I have to go get another one. Like I said I would not mind working Nov-Feb.

I have a sell if Apple hits $300 on half of it . I bought 20k in 2016 or 18 and its now worth over 200k.

.

10 things I want to do more.

Work in yard.
Float Fishx
Hang out by swimming hole
Smoke more ribs.
Spnd more time with family and friends. x2


NOT SET AT A DESK

s the $50k you could live on gross or net?
- what are your monthly net income needs exactly? 50 Gross I can live comfy

What is your estimated social security? 1800.00 per

How's your mental and physical health? Mental Fine Phys need to loose some wt

What's your home worth? 150K

Is you IRA/401k all traditional? No 180k Trad 70 Roth

250k Stocks mostly Apple
250k Mutual Funds

I really appreciate all the good responses and understand what many have said. I figured I would get blasted on here.

Will see how it goes.

you a lazy mf baw
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can be ----- but hop in a canoe and follow me for three days and see how you make it.

Yes, you can do it and I hope you do. People are so focused on money and careers, and don't prioritize time. Life is short. We aren't promised tomorrow. You know, and I have felt this out in the Mountains at our cabin, you don't need much to live a simple life. In fact, the more time you spend outside in remote nature, near a creek as you said, you realize you don't really need much at all. I feel the same way. I, too, plan to retire early and will forfeit some money in retirement, because I value time more than money. I actually feel like people were created to live simple lives, and not chase the dollar, but it's become so engrained in us to work, work, work, that we forgot what a simple life looks like. I feel bad for people who work into their 60s and 70s because they have nothing else to look forward to. I wish they could find themselves in the middle of nowhere in a National Forest sitting by themselves next to a crystal clear creek, close their eyes and just listen to the sounds of the water moving downstream. Then, I think they would understand the meaning of life.

I was talking to my neighbors recently in the Ozark Mountains. He told me that most people in our County live on about $36K/year, including him. He has a decent older country log home on top of a mountain, an old flatbed truck, and he's doing just fine. Family of 5. They are happy. Not rich, but happy and content with a simple life. I love that.

So yes, I think you can retire in your situation. And I applaud you for valuing time and life more than the almighty dollar.
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I spend my weekends and vacas setting next to a small creek with nice swiming hole. Lots of family around. Grill fired up and unplugged. You are right. Its time to try it.

I’ve seen so many people slow down once they hit 65. If you keep holding out for a better return or safer situation you’ll blink and 5 years will already be gone.


This is the answer. Just takes some balls to do it. I want to go into it with no regrets. Time to enjoy life for a while and not be tied down. Will see how it goes. I was walking in this morning, nice beautiful day. I could be doing so much ouitside. But no, im setting at a fn desk looking outside.
This is not LIVIN.