bayoubullish

Appreciate this response Buckeye

Currently reading "I Will Teach You to be Rich" by Ramit Sethi. I actually knew about it for a couple years but didnt buy because of the title, but heard someone talk about it helping them so picked one up. Tons of great, practical info

Yea, moved a large chunk of savings there once, but Betterment was paying more so I went there. They all pay pretty close to the same rate, though.
Really easy to set up, send, and receive money. Can also set up monthly or even weekly savings. Highly recommend.

LSUFanHouston: I've held that same theory, but was proven wrong many times over. commission is obviously cheaper than annual fee, but that's only in theory. One day there will be one reason or another to make a costly change. It's basically making a bet that you'll stick with the "mutual fund of the month" for an extremely long period of time

LINK

Here's a post breaking it down.

Not. Past performance, good or bad, has been a horrible forecasting mechanism.
This is not a new idea at all. you can check the data in the blogs below:
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LINK

Your money and your brain- Jason Zweig
a wealth of common sense blog
LINK
LINK
the irrelevant investor blog
of dollars and data blog

Do both. The cpa will say all reg401k because they are seeking immediate benefit, financial planner will lean towards Roth because they seek future benefit. But the younger you are the more you should contribute to the Roth. For example, you’re under 30 yo with 30+ years to go, you could prob assume you’ll only make more going forward. And then depending on the situation, as you make more $ you reduce Roth and increase regular. Ideally you want 3 buckets in retirement: Pretax, post tax, and a taxable brokerage account. That way you can spread your tax liability across Ordinary income tax, ordinary income tax,,0% on Roth, and capital gains on brokerage.

You can do a 1031 exchange into your next primary residence. That should help.

LINK

There you go. Over 20 year rolling periods from 1872-2018, the stock market delivered returns that varied from +0.5%-+13.2%. As in you did not have a loss over a 20 year holding period. Over 146 years.

Facts > Fear

Major props on the Ben Carlson link- Ritholtz is the TRUTH.