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Would you support paying back student loans w pre tax dollars?
Posted on 2/16/17 at 4:10 pm
Posted on 2/16/17 at 4:10 pm
Or paying them back with a pre-tax brokerage acct like IRA, 401k, etc? You can currently pay for tuition with pre-tax dollars, but can't pay it back with pre-tax dollars.
13
Posted on 2/16/17 at 4:11 pm to NYNolaguy1
That would be pretty legit.
Posted on 2/16/17 at 4:11 pm to NYNolaguy1
frick no. College enrollment is too high as it is. We need to encourage some folks to skip college and get their arse straight into a skilled trade as opposed to borrow money to screw around and flunk out of school.
Posted on 2/16/17 at 4:13 pm to NYNolaguy1
I support anything that keeps more money out of the government's pockets.
Posted on 2/16/17 at 4:13 pm to NYNolaguy1
quote:
Or paying them back with a pre-tax brokerage acct like IRA, 401k, etc? You can currently pay for tuition with pre-tax dollars, but can't pay it back with pre-tax dollars.
I would support doing away with federally guaranteed student loans.
College tuition is high because of them and their kin Pell Grants.
If you look at the skyrocketing increase in the price of college tuition it directly maps to those two programs.
Posted on 2/16/17 at 4:13 pm to NYNolaguy1
I'd be ok with that. Definitely not the worst idea I've heard.
Posted on 2/16/17 at 4:15 pm to Pax Regis
Yes, so they can train for those jobs that are never coming back.
What we need is for education to focus highly on STEM branches so that we can prepare tomorrows workforce for a reality in which most things are manufactured by robots. We definitely dont need to be subsidizing underwater basket weaving or philosophy majors.
Im also not saying we won't need technical jobs like electricians, plumbers and whatnot, but we're talking about millions of jobs that built the middle class of this country gone and never coming back. We need a paradigm shift in education with more people going to college for hard sciences and engineering here. Not less.
What we need is for education to focus highly on STEM branches so that we can prepare tomorrows workforce for a reality in which most things are manufactured by robots. We definitely dont need to be subsidizing underwater basket weaving or philosophy majors.
Im also not saying we won't need technical jobs like electricians, plumbers and whatnot, but we're talking about millions of jobs that built the middle class of this country gone and never coming back. We need a paradigm shift in education with more people going to college for hard sciences and engineering here. Not less.
Posted on 2/16/17 at 4:16 pm to Pax Regis
quote:I don't see what this has to do with the OP, which applies to people who have already taken out loans
frick no. College enrollment is too high as it is. We need to encourage some folks to skip college
Posted on 2/16/17 at 4:18 pm to llfshoals
I've got a better idea, pay your student loans like you said you would without all the hand holding and whining.
Posted on 2/16/17 at 4:18 pm to NYNolaguy1
Nope. I wouldn't support it at all. I currently owe north of 120K.
While I have no problem paying my loans, I am waiting for the bubble to burst, cause panic, and result in a government bailout of my existing loans.
I don't support anything that would prolong that process. It's selfish, and I don't care.
While I have no problem paying my loans, I am waiting for the bubble to burst, cause panic, and result in a government bailout of my existing loans.
I don't support anything that would prolong that process. It's selfish, and I don't care.
Posted on 2/16/17 at 4:20 pm to AUbused
quote:
Yes, so they can train for those jobs that are never coming back.
Fake news. We have a skilled trade shortage RIGHT NOW. Robots can't plumb, install HVACS, do custom welding, wire a factory, etc. and you don't need a fricking MS in electrical engineering to do that work either.
Some folks just aren't cut out for college. The whole notion that we are all equally smart and capable of consuming as much education as we can afford is liberal, teacher union, university professor horse shite. Just walk around your city for five minutes and converse with the average man on the street and you'll see.
This post was edited on 2/16/17 at 4:25 pm
Posted on 2/16/17 at 4:21 pm to Jake88
quote:
pay your student loans like you said you would without all the hand holding and whining.
Um, that's kinda what I am suggesting, minus taxes from the govt. As it stands now when you pay back student loans you must use post tax money. However when you pay for tuition you have the option of paying it with pre-tax money.
I am just suggesting we bring back balance to The Force.
Posted on 2/16/17 at 4:24 pm to NYNolaguy1
So you borrow money to earn a degree.
You can't get a job that will pay back the loans with the degree.
Seems the college should be on the hook for selling a worthless degree!
You can't get a job that will pay back the loans with the degree.
Seems the college should be on the hook for selling a worthless degree!
Posted on 2/16/17 at 4:24 pm to AUbused
quote:
Im also not saying we won't need technical jobs like electricians, plumbers and whatnot,
We should teach this in HS, in all honesty - let the industries and unions fund it (or heavily subsidize) and get their non-college bound asses out there to work, rather than waste time preparing for something they're not suited for and unlikely to succeed in.
That alone would streamline a lot of education reforms. Identify the college bound kids in middle school - it isn't rocket science. Get them ready in HS and cut college down to 3 years. The vocational kids are ready to go at 18, and may already have a year or two time in the workplace.
Imagine being a certified electrician or plumber at 18 or 19, with 2 years of apprentice/helper time already? Or HVAC, plant operator training, HAZMAT, CDL, etc.?
Posted on 2/16/17 at 4:24 pm to Pax Regis
quote:
We have a skilled trade shortage RIGHT NOW. Robots can't plumb, install HVACS, do custom welding, wire a factory,
Believe I covered that in my post there buddy. Good luck replacing tens of millions in lost jobs with simply plumbers and HVAC.
ETA: Im a software engineer who has, for the past year been interviewing candidates for Senior Level positions. For every 1 solid senior level candidate we get 9 who are mid level at best. Its only going to get worse. Less college is not the answer to that.
This post was edited on 2/16/17 at 4:26 pm
Posted on 2/16/17 at 4:26 pm to Loserman
quote:
you look at the skyrocketing increase in the price of college tuition it directly maps to those two programs
I think it has more to do with the easy availability of money. There's no downside to raising tuition. It's not like the colleges care who pays it, and most often it's not the students money that is getting spent, so they don't care either.
That said, I think my solution would those who are already out of school to pay back some of their loans.
Posted on 2/16/17 at 4:26 pm to AUbused
You're being intentionally obtuse.
Posted on 2/16/17 at 4:27 pm to Gaspergou202
quote:
you borrow money to earn a degree.
You can't get a job that will pay back the loans with the degree.
Seems the college should be on the hook for selling a worthless degree!
Caveat emptor.
Posted on 2/16/17 at 4:27 pm to AUbused
quote:
Yes, so they can train for those jobs that are never coming back.
What we need is for education to focus highly on STEM branches so that we can prepare tomorrows workforce for a reality in which most things are manufactured by robots. We definitely dont need to be subsidizing underwater basket weaving or philosophy majors.
Im also not saying we won't need technical jobs like electricians, plumbers and whatnot, but we're talking about millions of jobs that built the middle class of this country gone and never coming back. We need a paradigm shift in education with more people going to college for hard sciences and engineering here. Not less.
Most people aren't suited for STEM jobs
Posted on 2/16/17 at 4:28 pm to NYNolaguy1
I support you paying back your loans based on the terms THAT ARE ABOVE YOUR SIGNATURE just like everybody else.
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