re: Would you have supported a smaller healthcare reform act, specifically one that

quote:

---

Rex, I'll be honest with you, I have very little knowledge about health insurance law and specific workings. I am aware that before the ACA, states had high risk pools for people that had PE conditions. In CA for example, it was known as HIPPA

---

It was true for Louisiana, too. Very high premiums.

Why not just carry accident insurance and after you are diagnosed with something, then get full medical insurance. If you are never diagnosed with something serious, don't buy insurance.
What could possibly go wrong with that?

quote:

---

It was true for Louisiana, too. Very high premiums.

---

Hence:

1) Insurance was available;
2) The premium was set based on the risk.

Thus, the assertion people with preexisting conditions could not get coverage was a fallacy.

I cant get a health club membership if i cant afford the dues, shouldn't someone help me with that??

quote:

---

merely outlawed insurance companies from discriminating against people with pre-existing conditions?

---

I would have supported one that would have lowered health care cost by changing the pricing model WHICH would have had the effect of making pre-existing conditions a non-issue.

The IBFreeman health care plan would have taken all government provided health care to a voucher-based system that would have allowed recipients to keep any savings they were able to negotiate from providers. For example medicare people would get a $2000 a month voucher to subscribe to health care services or to buy health insurance. If they could but it for $1500 they would keep the difference.

The IBFreeman plan accomplishes a few very positive things for all of us.

First it makes shoppers out of millions of people. They will be much better shoppers than the government. They will be rewarded for buying lower cost plans while requiring the purchase of healthcare. This incentive will bring thousands of uninsured to the market.

Second it will end the direct purchasing of health care by the government which is filled with corruption and is the main reason health care cost have increased more than the rate of inflation.

Third it will encourage the creation of subscription-based health care eliminating the overhead insurance companies create. This will be the end of health insurance companies. They may morph into subscriber companies but the insurance unknowns will disappear.

Fourth this will allow providers to have predictable streams of income. The impact of pre-existing conditions will be much smaller. The cost in health care is too a large extent fixed. For example, Our Lady of the Lake has similar day to day cost if they do an open heart surgery on a day as they do on a day they do not. It really does not add to their cost to take on a pre-existing condition in a subscription-based pricing system.

Democrats should embrace such a plan because it incentivizes people to get insured and it makes universal coverage a reality.

Republicans should embrace it because it will change the pricing model and end the ever rising floor the direct purchase of health care by the government creates.

quote:

---

I cant get a health club membership if i cant afford the dues, shouldn't someone help me with that??

---

Would you die without a health club membership?

quote:

---

Since when are people entitled to come and go on this Earth in the manner of their choosing?

---

Say what?

quote:

---

Would you die without a health club membership?

---

Eventually, yes. Now if you asked the question you should have asked "would i die because i didnt have a health club membership ?" , the answer would be no. Are you telling me every person that cant get insurance because of a preexisting condition has a terminal condition ???

If you can't afford a service you can't afford it. Welcome to America. No where in the constitution does it entitle anyone to anything other than your basic rights. It certainly does not entitle people to services they can't afford. Literally billions of people have gotten ill before you, and will after you. Are they all entitled to the best care possible at the expense of others?

quote:

---

Why didn't out Little Rexy get health insurance when he was the hot shot CFO of this big company?

---

I did.

quote:

---

If he had he wouldn't be begging for the US taxpayer to bail him out.

---

I'm not. I've always been able to afford health insurance.