Student Loan forgiveness. What has been put forth to stop the issuing of future loans?

Let’s say, the govt just says you know what we got some bad loans on the books and we should not have issued all these student loans so we are going to forgive these and wipe the state clean.


Loan forgiveness would seem to indicate that the loans were “bad” in the first place. Thus, the lender would not want to issue future loans wherein they do the same thing and then risk having to “forgive” these future loans.


If Mashed Potatus has forgiven billions in student loan debt, has he also halted the issuance of similar types of loans presently and in the future?

It appears counterintuitive to forgive loans, referred to as "Bad Loans," and then continue issuing new loans under the same criteria that led to the creation of the "Bad Loans."


Perhaps caps on lending. Maybe you would start seeing these bloated tuition amounts start to go down.

Perhaps limits on what majors are eligible for loans.

Perhaps loans contingent on ROI for the borrower and thus the govt by having a productive member of society that will contribute for the next 40 yrs in the form of tax collected via their paycheck in said discipline. No good ROI. NO LOANS