Proposed defense of the ACA

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Primarily what it does is allow self-employed individuals to pay similar rates as the employed for comparable coverage. Prior to the ACA, an individual on the open market would be required to pay unaffordable premiums.

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Wasn't this because self employed individuals weren't allowed to form a "group" for insurance purposes? Wouldn't allowing them to do so solve that problem pretty quickly?

Cool.

In short, all small business owners and industrious entrepreneurs that WISH to band together for a group rate via Obamacare, have at it.

However, when “You have to pass it to see what’s in it” is the “logic” behind its support, and “”You get to keep your doctor” is the “truth” stated by Obama,
then you should assume quite a few Americans (most) saw their costs go up, not down. For me personally, my income was stagnant for 5 years while my insurance costs under ACA went up EACH and EVERY year (about $40 per month - per year). Basically, I now pay about $2500 more per year, for LESS coverage. I also know that I’m not alone in that aspect. Obamacare didn’t give a shite about me, or my family.

You start from a false premise and want an honest debate.

Put down the natural light baw and go to bed.

It’s subsidized. And then the deductible. Not even comparable to company insurance.

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Basically, I now pay about $2500 more per year, for LESS coverage.

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I have not met my deductible (not even 1/10 of it) in the last 6 years! Yet the premiums continue to climb....

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Primarily what it does is allow self-employed individuals to pay similar rates as the employed for comparable coverage.

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Trump's solution, which Congress fought, was his Executive Order to allow medical insurance to be purchased across state lines. That allowed for competition amongst insurers and would naturally drive down premiums. President Trump also worked to force hospital price transparency which would create competition and further drive down medical costs for Americans. Capitalism, it's a pretty neat concept, especially for someone with an entrepreneurial spirit.

Did you support either of those measures? Why or why not?

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It was only through employment that one could gain access to affordable coverage.

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That's because your corporate overlords were footing a portion of the bill.

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Quitting your job to explore your own entrepreneurial destiny almost always meant rolling the dice on medical bankruptcy and foregoing coverage.

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There is risk involved with self employment. You're expecting the government to provide you a safety net at the expense of others? While I think Government oversight is needed to ensure the medical industry isn't gauging the American people, I don't think they are responsible for providing "free" healthcare to every person on the face of the planet while they're at it.

How much risk should the government assume for you to pursue your entrepreneurial destiny?

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There is still widespread ignorance about what it actually does, due in no small part to propaganda, and I think that holds people back.

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What false propaganda about the ACA do you think is holding people back? Please provide examples.

Isn't it possible that, like every other legislative bill passed by Congress, there is .01% of benefit to the American people while the remaining 99.9% of the bill is bullshite?

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The ACA is a reasonable temporary measure to liberate the individual from the shackles of large employers.

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The percentage of people willing and capable of owning and operating their own business is minuscule compared to the amount of people that are perfectly happy working for their employer. Just because you feel "shackled" to your employer for your health insurance, doesn't mean everyone else does. Even if people hate their employment, it doesn't mean the only thing holding them back from becoming self employed is affordable health care.

If the ACA is temporary, how will people who become dependent upon it ever be taken off it?

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It has the potential of unleashing small business and entrepreneurship and lessening our dependence on corporate overlords.

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It just shifts your dependence to government overlords.

The ACA did the exact reverse. I had a very good, affordable individual plan prior to the ACA. Now my costs have soared and coverage dwindled.

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There is still widespread ignorance about what it actually does, due in no small part to propaganda, and I think that holds people back.

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What propaganda? This is the first time I've heard a pinko try to sell ACA as a positive for the self-employed. It's all about "equity" bull shite.

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I’m genuinely interested in what the conservative counter-arguments might be. No vitriol or judgment. Just let me know what you think.

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No you don't, because you dropped this turd of an OP and never came back like a coward.

The ACA was passed as an incomplete bill. When the bulk of the bill is not written prior to it's introduction to the public ...There something sinister within the confines of the new law.

The biggest flaw is Congress does not carry the same insurance they demanded of the public. Congress should be covered the same as the general population. Otherwise ...the plantation owners do not see first hand, the damage of their ill advised agenda.

The same holds true today .... unless Congress becomes part of the public again ...stop calling bills by a misleading name. Infrastructure is not building roads, bridges and updating airports .....it's a job killing machine. Unknown to the public ...the Director of that sector where money is to be sent, can decide on his/her/it's own to go anti American jobs and seek out of country contractors. Emphasis on the first three letters of contractor .....a CON job.

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Primarily what it does is allow self-employed individuals to pay similar rates as the employed for comparable coverage. Prior to the ACA, an individual on the open market would be required to pay unaffordable premiums. It was only through employment that one could gain access to affordable coverage. Quitting your job to explore your own entrepreneurial destiny almost always meant rolling the dice on medical bankruptcy and foregoing coverage. But the ACA ended that and made individual coverage affordable.

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This is total BS. 100% poo. There are several here who are/were self employed and know exactly what happened with the "individual market" plan premiums during the transition to the ACA. I was one of them. Here is what happened to me personally.

The ACA mandates kicked in 2013. That year, I was informed by Aetna my current plan was not ACA compliant and I could no longer "keep my plan". I was paying a monthly premium of $130 month at the time. The new "ACA compliant plan" Aetna offered was $340 a month. So the ACA almost tripled my premiums in one year. Fricking tripled. This same scenario happened to almost everyone I know who was getting individual market plans. The bad thing was it didn't end there. Individual market plan premiums for those who didn't/don't qualify for the subsidy continued to skyrocket. Monthly ACA premiums got to insane levels of $500-$700 month a few years later. Bottom line, if you made more then 50K and didn't qualify for the subsidy, you got hammered.

So if you weren't getting individual market plans both pre ACA and post ACA enactment, you have absolutely no clue what went down.