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re: LA State Rep Michael Melerine: Gov. Landry needs to sign House Bill 423 into law

Posted on 6/12/24 at 3:51 pm to
Posted by SammyTiger
Baton Rouge, LA
Member since Feb 2009
78219 posts
Posted on 6/12/24 at 3:51 pm to
thats giving the defendant the benefits of the plaintiff’s insurance premiums.

The damages are the billed amount. we need to pass a statute to legally change that.
This post was edited on 6/12/24 at 4:02 pm
Posted by SammyTiger
Baton Rouge, LA
Member since Feb 2009
78219 posts
Posted on 6/12/24 at 3:54 pm to
quote:

I think that is a valid argument...which has been the basis for upholding the collateral source rule in past decisions. But the counter argument is that a plaintiff shouldn't be entitled to the difference that legally can't be collected by the provider either. I have my doubts it will actually lower premiums (TBD), but I do think there is a reasonable middle ground when it come to the collateral source rule.


We are at the middle ground. This is the insurance companies getting greedy. We used to be 100% they got 60% of what they wanted.

The only reason to give favorable treatment to insurance companies and idiots who drive into other people is to lower everyone else’s premiums. and that didn’t happen.

Posted by udtiger
Over your left shoulder
Member since Nov 2006
112449 posts
Posted on 6/12/24 at 4:07 pm to
quote:

thats giving the defendant the benefits of the plaintiff’s insurance premiums


Which he/she was paying anyway.

At best...AT BEST...the plaintiff is "damaged" in that some percentage of their premium is being allocated to pay for medical treatment from an accident. Fine. They can recover 25% of the premium they paid for the year before the accident.
This post was edited on 6/12/24 at 4:12 pm
Posted by NC_Tigah
Make Orwell Fiction Again
Member since Sep 2003
135510 posts
Posted on 6/18/24 at 5:30 pm to
quote:

claimants are allowed to recover more money than was actually paid for their medical treatment.
Good Lord, I'd hope so. I'm sitting here with repair of an injury which would represent significant financial loss, were I in full practice mode. Obvious a claimant should be compensated for that. A PI attorney scraping away 50% of the award based on trial costs and fees, NO! not so much.
Posted by Jake88
Member since Apr 2005
78062 posts
Posted on 6/18/24 at 5:34 pm to
quote:

with repair of an injury which would represent significant financial loss
Payment for that doesnt come from what was proposed to be cut.
This post was edited on 6/18/24 at 5:37 pm
Posted by LSUFanHouston
NOLA
Member since Jul 2009
40206 posts
Posted on 6/18/24 at 5:41 pm to
quote:

Good Lord, I'd hope so. I'm sitting here with repair of an injury which would represent significant financial loss, were I in full practice mode. Obvious a claimant should be compensated for that.


Shouldn’t that be a seperate calculation / decision?
Posted by NC_Tigah
Make Orwell Fiction Again
Member since Sep 2003
135510 posts
Posted on 6/18/24 at 6:10 pm to
quote:

Shouldn’t that be a seperate calculation / decision?
Perhaps, but under the proposal, would it have been?
Posted by LSUFanHouston
NOLA
Member since Jul 2009
40206 posts
Posted on 6/18/24 at 6:48 pm to
quote:

Perhaps, but under the proposal, would it have been?


Lost earnings is certainly something that can be part of damages.
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