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re: In other news... Gov. Landry once again endorses outright theft in tort litigation - maybe

Posted on 6/11/25 at 8:40 pm to
Posted by Kreg Jennings
Parts Unknown
Member since Aug 2007
3984 posts
Posted on 6/11/25 at 8:40 pm to
Posted by boosiebadazz
Member since Feb 2008
85685 posts
Posted on 6/11/25 at 8:41 pm to
quote:

PS I do agree with amendments to the collateral source rule. One thing that “trial lawyers” do that actually does increase litigation expense is this unholy union with orthopedic surgeons and pain management doctors. Attys have gotten to the point where they finance the doctors so the bill can say whatever the lawyer wants to show the jury. That shite is shady AF


I don’t engage in litigation finance and agree that should be disclosed.

But I also think it should be disclosed if I offer to let the tortfeasor’s insurer pay the medical bill and they refuse.

My client should be able to finance their medical care if the at-fault carrier won’t.
Posted by TankBoys32
Member since Mar 2019
4229 posts
Posted on 6/11/25 at 8:43 pm to
I thought that was already the law anyways?
Posted by TankBoys32
Member since Mar 2019
4229 posts
Posted on 6/11/25 at 8:45 pm to
What the frick are you getting on about? Should someone pay more than what is owed in the medical bills because PI attorneys have the same shyster doctors they use on repeat to run up medical bills? Someone backs into somebody and there’s 6 months of chiropractic treatment give me a fricking break.
This post was edited on 6/11/25 at 8:47 pm
Posted by boosiebadazz
Member since Feb 2008
85685 posts
Posted on 6/11/25 at 8:49 pm to
quote:

Someone backs into somebody and there’s 6 months of chiropractic treatment give me a fricking break


Then try the case. We have a system for this.
Posted by Wednesday
Member since Aug 2017
17301 posts
Posted on 6/11/25 at 8:53 pm to
Agreed.

I think that the amendments to the collateral source rule should also include

1) Limitations on contracts btwn lawyers and doctors regarding litigation financing-plus preventatives which prohibit the “face value” of the medical care from being higher than the doc accepts;

2) Statutory moody fees available to PI lawyers for recovering for BCBS payments that they are only getting back bc BCBS has the windfall of guilty 3rd parties (basically letting the lawyer show the jury a 20% markup);

3) Reduction of the insurer’s recovery by plaintiff’s fault

4) Reduction of the insurer’s recovery in cases where the medical expenses exceed the plaintiffs recovery
Posted by boosiebadazz
Member since Feb 2008
85685 posts
Posted on 6/11/25 at 8:55 pm to
5) health care providers have to accept whatever insurance is presented at time of service. Hospital systems and Acadian ambulance distort the math on a macro level by not accepting insurance presented and holding liens.
Posted by Wednesday
Member since Aug 2017
17301 posts
Posted on 6/11/25 at 8:56 pm to
quote:

Are you saying that the judgment value of a case for the same plantiff with the same injuries and treatment is different based on the amount of liability insurance available?


No but the amount a medical insurer should be able to recover from an injured person shouldn’t exceed what the injured person would otherwise be able to recover.
Posted by boosiebadazz
Member since Feb 2008
85685 posts
Posted on 6/11/25 at 8:57 pm to
quote:

2) Statutory moody fees available to PI lawyers for recovering for BCBS payments that they are only getting back bc BCBS has the windfall of guilty 3rd parties (basically letting the lawyer show the jury a 20% markup)


Just re-read this. This is likely prohibited by ERISA and it preemption provisions. Just another example of lawyers making life more complicated than it needs to be.
This post was edited on 6/11/25 at 8:59 pm
Posted by TankBoys32
Member since Mar 2019
4229 posts
Posted on 6/11/25 at 9:01 pm to
Yeah try a case in front of judges whose campaigns are paid for by the plaintiffs’ bar I’m sure they’ll get a fair shake. Luckily the average citizen is getting sick and tired of the shysters
Posted by SlidellCajun
Slidell la
Member since May 2019
16420 posts
Posted on 6/11/25 at 9:02 pm to
quote:

Many plaintiff attys have contracts with some physicians, especially chiropractors, to where they will discount their charges to the atty but the attys presents the full costs when it comes time to settle. As most plaintiff attys front the medical costs......in big money cases... but claim the full, actual costs when it comes time to get their share of the settle money.


It’s fraud and they’re allowed to get away with it.

Insurers know the deck is stacked against them in Louisiana and that is why the good insurers stay away. We’re left with the dregs and that is why a lot of us have had bad experiences with insurance carries

If we had fertile ground here for insurers to make an underwriting profit, we would see more carriers come into the state and create the competition that we need to get rates down.

Ask yourself this simple question

What does Louisiana need more of-
Plaintiff attorneys or insurance carriers?
Posted by udtiger
Over your left shoulder
Member since Nov 2006
115482 posts
Posted on 6/11/25 at 9:03 pm to
quote:

No but the amount a medical insurer should be able to recover from an injured person shouldn’t exceed what the injured person would otherwise be able to recover.


I dont believe I said or implied anything to the contrary
Posted by Wednesday
Member since Aug 2017
17301 posts
Posted on 6/11/25 at 9:06 pm to
Why would ERISA preempt a state subrogation rule pertaining to health insurance or a collateral source rule that would tack on 20% to pay a lawyer. Right now the rule of thumb is stated amount of meds plus 40% of the difference.

Hell, I’m not even sure that Obamacare would preempt an evidentiary rule . . . My God even CMS and all its psycho conduct will reduce its recovery rights by 20 percent to pay atty.

Regardless Booosie I am simpatico with you on this one. And too many people think insurance reform and tort reform are the same thing.

Landry (who has been a relatively awful governor) has the exact correct position on this.
Posted by jizzle6609
Houston
Member since Jul 2009
20103 posts
Posted on 6/11/25 at 9:08 pm to
I already decided I am voting against him almost right after he took office.

I was not shocked he got elected but look at the dude. He looks as slimy and crooked as he is.
Posted by Wednesday
Member since Aug 2017
17301 posts
Posted on 6/11/25 at 9:09 pm to
I’ve definitely settled cases that BCBS tried to take all the $$$$ - (on the defense side. I legit had to file a concursus one time).

There’s plenty of bullshite on the insurance side and the Gordon side of the PI business.

Both are distasteful
Posted by boosiebadazz
Member since Feb 2008
85685 posts
Posted on 6/11/25 at 9:09 pm to
quote:

Yeah try a case in front of judges whose campaigns are paid for by the plaintiffs’ bar I’m sure they’ll get a fair shake.


You changed that in the last round of tort reform dropping the threshold from $50k to 10k. Any rate reductions since then?

quote:

Luckily the average citizen is getting sick and tired of the shyster


Every lawsuit in the courthouse is frivolous except your own. You’re crabs in a bucket except when you’re watching the Allstate Sugar Bowl brought to you by the GEICO gecko and Jake from State Farm
This post was edited on 6/11/25 at 9:10 pm
Posted by udtiger
Over your left shoulder
Member since Nov 2006
115482 posts
Posted on 6/11/25 at 9:11 pm to
quote:

I’ve definitely settled cases that BCBS tried to take all the $$$$ - (on the defense side. I legit had to file a concursus one time).


Well, they have a contractual right of reimbursement in their contract with their the policyholder.
Posted by udtiger
Over your left shoulder
Member since Nov 2006
115482 posts
Posted on 6/11/25 at 9:12 pm to
quote:

You changed that in the last round of tort reform dropping the threshold from $50k to 10k. Any rate reductions since then?


I know of no defense lawyers that wanted this.
Posted by boosiebadazz
Member since Feb 2008
85685 posts
Posted on 6/11/25 at 9:13 pm to
quote:

Well, they have a contractual right of reimbursement in their contract with their the policyholder.


For transparency’s sake, should the jury get to know that?
Posted by TankBoys32
Member since Mar 2019
4229 posts
Posted on 6/11/25 at 9:16 pm to
I would say the majority of lawsuits are legit to a certain extent, but even a lot of the legit ones the bills and treatment are hammed up as a cash grab. It’s not about making the client whole or making the situation right it’s about getting as much money as possible because that means more money in the lawyers bank. If PI lawyers were sincere about their priority being “making the client whole” when then why not charge 10% instead of 30-40%? Because it’s all disingenuous bullshite at the end of the day. Im sure your response will be “the market sets itself”
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