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re: If you can't pay off your credit card monthly, you shouldn't have one.
Posted on 1/13/26 at 11:13 pm to SlowFlowPro
Posted on 1/13/26 at 11:13 pm to SlowFlowPro
quote:
The Walmart card from Onepay and the Amazon card from Chase are probably the best cards on the market, too. 5% cash back on purchases
That’s only on Amazon purchases. It 1% everywhere else.
My Sams card gets 5% at Sams, 5% at gas stations, and 3% for food at restaurants or take out. I have a different one that’s 2% everywhere. I use that one for everything else.
This post was edited on 1/13/26 at 11:14 pm
0
Posted on 1/13/26 at 11:25 pm to TigerintheNO
quote:
I paid for 2 of my last three with my credit card.
I tried this, wanted to pay all 30k on it. But they only let you charge the first 5k of it, then charge 4% fee for anything after, which makes doing that idiotic. This was at a Honda dealership.
This post was edited on 1/13/26 at 11:26 pm
Posted on 1/14/26 at 12:00 am to theballguy
86 broke asses in this thread
Posted on 1/14/26 at 12:34 am to baldona
quote:
If you can pay it off monthly, why even have one?
Because lots of places don't take personal checks anymore, some don't take cash, and if you buy anything online it's often a better option than putting out your bank information online for someone to hack.
Plus, points.
Posted on 1/14/26 at 12:49 am to wackatimesthree
Allows me to access airport lounges, receive free nights at hotels, and enjoy complimentary flights.
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