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re: I pay approximately $700/month for premium healthcare coverage…

Posted on 9/30/25 at 10:56 pm to
Posted by CDawson
Louisiana
Member since Dec 2017
19319 posts
Posted on 9/30/25 at 10:56 pm to
quote:

Probably people that don't have an extra 700 a month in their budget you fricking imbecile


It’s not extra, it’s priority.

Get rid of the cell phone, the cable, the Netflix and pay for what matters. Funny how people have extra money for all the things they don’t need.
Posted by mtb010
San Antonio
Member since Sep 2009
6132 posts
Posted on 9/30/25 at 11:11 pm to
quote:

Is that supposed to be some sort of a bargain? That shite is insane
.

Not for a family plan. I pay a little over 500 a month for a family plan.
Posted by Tall Tiger
Golden Rectangle
Member since Sep 2007
4173 posts
Posted on 9/30/25 at 11:18 pm to
I pay about the same, a bit less. It is insane that families are paying $7 to $8 thousand a year for health insurance. That is such a waste of resources and a drag on the economy. And I say that as someone in the insurance industry, tangentially at least.
Posted by Billy Blanks
Member since Dec 2021
4986 posts
Posted on 9/30/25 at 11:22 pm to
quote:

I pay approximately $700/month for premium healthcare coverage…
PurpleSingularity
for a family of 5. I get to pick my doctors, I don’t need referrals to see specialists, and co-pays are typically $20.

What is all this noise about stealing healthcare from people? Who are these people that don’t have affordable healthcare?


That's not the entire cost. You have some subsidized by the government or your employer.
Posted by Billy Blanks
Member since Dec 2021
4986 posts
Posted on 9/30/25 at 11:24 pm to
quote:

Do people not understand employer sponsored healthcare is subsidized by their employer?


Many do not. They just read what they have to pay and think that's the whole cost.
Posted by DarthTiger
Member since Sep 2005
3211 posts
Posted on 9/30/25 at 11:30 pm to
(no message)
This post was edited on 12/16/25 at 8:35 pm
Posted by imjustafatkid
Alabama
Member since Dec 2011
62720 posts
Posted on 9/30/25 at 11:31 pm to
quote:

A lot of things were cheaper ~15 years ago as well


Not that much cheaper. Health insurance has risen precipitously specifically because of Obamacare.
Posted by TDsngumbo
Member since Oct 2011
49202 posts
Posted on 10/1/25 at 12:00 am to
quote:

Some people are self employed, so they have to pay for everything.
Do people not understand employer sponsored healthcare is subsidized by their employer?


I’m well aware. And if one is self employed and is struggling to pay his or her health premiums, might I suggest that they’re not very successful in their business venture and go back to working for an employer? I know health premiums are high if you’re paying the full amount, but if you’re unable to pay that as a self employed person then you’re probably struggling to pay everything else too.
Posted by MikkUGA
Destin
Member since Jun 2014
2208 posts
Posted on 10/1/25 at 12:06 am to
If no one ever taught you you or you don't know. If you don't have an hsabthen you are doing it wrong.
Posted by LightHeat
Member since Oct 2020
471 posts
Posted on 10/1/25 at 12:12 am to
quote:

I currently pay $581/month for my family’s medical, bison, and dental coverage.


That's awesome. I've never gotten bison coverage.
Posted by Geaux-2-L-O-Miss
Between Your Ears
Member since Aug 2005
3822 posts
Posted on 10/1/25 at 1:41 am to
$700, how nice. We pay $2,400/month as a small mom and pop type shop. Sure seems affordable to me.
Posted by Victor R Franko
Member since Dec 2021
2236 posts
Posted on 10/1/25 at 5:00 am to
OP, I doubt that $700/month is the entire bill. Go check your last W2 and look at Box DD. That will be the entire cost of your healthcare insurance. I'm guessing that your employer is pitching in to some of the cost as it sounds like you have a PPO.
To anyone interested in their true cost, go look at that W2 DD block. If you purchased your own insurance that DD block could be added to your check, and be subject to taxes as your insurance benefits currently are.
Posted by FredBear
Georgia
Member since Aug 2017
16951 posts
Posted on 10/1/25 at 5:01 am to
quote:

I pay approximately $700/month for premium healthcare coverage



Which means you are probably paying a couple hundred or so for yours and the rest is going to pay for the deadbeats like the first guy who responded to you
Posted by Rip Torn
Member since Mar 2020
5866 posts
Posted on 10/1/25 at 5:04 am to
That is completely untrue, anyone could go get an insurance plan through an insurance broker and often times they were much cheaper. The ACA is about subsidies not access
Posted by Houag80
Member since Jul 2019
18014 posts
Posted on 10/1/25 at 5:06 am to
That's cheap.
Posted by Houag80
Member since Jul 2019
18014 posts
Posted on 10/1/25 at 5:06 am to
Bingo.
Posted by DWIGHT
LSU
Member since Dec 2008
300 posts
Posted on 10/1/25 at 5:09 am to
Why have insurance at all? Just save the money in a high yield savings account and use it if you need it.
Posted by Houag80
Member since Jul 2019
18014 posts
Posted on 10/1/25 at 5:10 am to
I like that idea for everyone under 55.
Posted by geauxtigers
biloxi ms
Member since Nov 2003
2578 posts
Posted on 10/1/25 at 5:13 am to
mcdonald's is hiring get a 3rd job
Posted by theronswanson
House built with my hands
Member since Feb 2012
3200 posts
Posted on 10/1/25 at 5:15 am to
quote:

anyone could go get an insurance plan through an insurance broker and often times they were much cheaper.


Before the ACA, i knew a lot of people who were denied coverage because of pre-existing conditions. The one thing Obamacare got right was getting rid of that garbage.
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