re: Crowder with Reasonable Fix to Housing Affordability

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Your point is,

If you've been successful, screw you, you should lose most if not all of what you have attained because other have been less successful.

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That is not my point, at all.

What you're doing is making the presumption that these behaviors (buying homes at that time for that price and taking out loans to do so) were examples of good decision-making. You're framing it as "being successful" and ignoring the potential bad decision-making.

Imagine that framing being wrapped around someone else who did something successful (graduating from college) while paying too much for the good/service AND taking out a loan to do so. I doubt that you'd accept/make those arguments, even though they're just as silly with the Student Loan Crisis.

The point is that prices of homes are artificially high, primarily due to intentional government intervention (policies following the 2008 crash and Covid, specifically) created to use government to inflate home values. Accordingly, that value ("success") isn't real, and doesn't reflect real, market prices.

Removing and countering these government inflationary policies solves a TON of the issues in play.

1. It eliminates the affordability crisis and returns home values to be more in line with wages.

2. It will slow the concept of homes from being used/seen as investment vehicles and loopholes to accumulate paper wealth by exploiting governmental policy.

3. It will create a more realistic and stable housing market that won't be swayed as much by government policy creating more bubbles.

4. It will disincentivize big corporations from buying houses (as this behavior increases with the increase of housing prices, and decreased once they started going down in 2023 or so). \

This solves almost all of the problems with the housing industry and our economy/society.

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Your numbers dont play out till the end all things equal because wages havent followed tge costs in a quick minute

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Really now

I'm not sure about 1981, but in 1983 (while in high school) I got a min wage job at McDonalds. Started at $3.35. After Uncle Sam got finished, I brought home around $2.25 an hour. A gallon of gasoline locally was about $1. I could buy 2 and 1/4 gallons of gas for one hours work.
This past weekend, the same McDonald's I worked at (new building, but same location) had a help wanted sign that said starting pay of $15. At $15, after Uncle Sam finishes you'd bring home around $10.50 an hour. Gasoline today was $2.58 here. A high school employee today can buy 4.1 gallons of gasoline for one hours work. That is an 82.2% increase in gasoline buying power compared to my gasoline buying power in 1983.

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Sounds like you should move someplace with lower taxes. That's on you. The additional 1275 a month(15,600) would certainly cover your 4K in taxes.

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nobody can afford to move to bumfrick Alabama because they ain't got no jobs that pay money in fields people work in baw

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You might think so. It's a 2200 sq ft brick ranch with 2 car garage on 109 acres. Value of just the house is likely 350K give or take. The land, thats worth another 800K. You might consider that a "shack" baw. Don't really care.

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You seriously live in the boonies. I live on the edge of the boonies.

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The real point is that young people don't want to work or earn things. They don't want to make sacrifices and drive an old beater instead of that 50-60K car. They want things given to them and if they don't get them they want to bitch about it. When someone disagrees with them they turn into little kunt bitches and personally attack / degrade / belittle others and their accomplishments to offset their own inadequacies ... Baw

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I make more money than you, you just are retired and live in the boonies in nowhere Alabama

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The variable we need to be attacking is the costs.

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correct but if nobody is wanting to deal with cost, then give me more money

Partially joking

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Those big investors started getting out of the market years ago when values were dropping. They only got in as artificial price increases occurred.

The ROI is worse and risk increases dramatically with a real market and they don't want to be a part of that.

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Think of how stupid this sounds. There's more risk when you buy at real prices vs inflated prices. Absolutely horrid take. Stick to writing successions

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Might want to look for a different home insurance provider. 4K a year is too much. I'm with USAA, but then I was in the military.

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I've got a 3,000 sqft home and don't live in bum frick Alabama.

Also you will tell me next that you bench press 350, and have a 12" dong with a harem of toothless bitches hanging around like an ICP Gathering event

More evidence that young people aren't worse off today.

1981 single cab 2WD XL Package F-150 was $6852
2026 single cab 2WD XL Package F-150 is $39330

1981 Median home price was 69K
2025 Median home price is 411K 2025 Median Home Sales Price

F-150 truck increase by a factor of 5.74
Median home increased by a factor of 5.94

Homes seem to have tracked the vehicle market quite well.