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"Homemade" Boat insurance

Posted on 10/12/26 at 2:29 pm
Posted by RoseauPirogue
Member since Sep 2025
3 posts
Posted on 10/12/26 at 2:29 pm
Who have yall had luck with getting insurance for a boat registered as Homemade? Was going to bundle with progressive but as soon as they find out its registered as homemade they only offer liability.
Posted by jdavid1
Member since Jan 2014
2703 posts
Posted on 10/12/26 at 2:38 pm to
State farm did my homemade duck boat. Full coverage.
Posted by Seth Bullock
Member since Nov 2024
507 posts
Posted on 10/12/26 at 3:35 pm to
Progressive covers mine. Home built. They did ask about whether or not WL&F had stamped it for the HIN (which it is).
Posted by SilverPoon985
NE Pass / W Delta
Member since Jun 2025
112 posts
Posted on 10/13/26 at 10:38 am to
Foremost is who mine is thru.
Posted by KemoSabe65
70605
Member since Mar 2018
7799 posts
Posted on 10/13/26 at 10:50 am to
Non renewed Kemo Jr prodrive unit stations Homemade Hull. All depends on the underwriter and how much knowledge they have in marine risks.
Posted by cgrand
HAMMOND
Member since Oct 2009
51683 posts
Posted on 10/13/26 at 10:55 am to
mine is homemade, and insured for declared value. i asked them to insure the boat for loss for $x.xx and they said OK, here's your premium
Posted by jdavid1
Member since Jan 2014
2703 posts
Posted on 10/13/26 at 11:02 am to
Same here. I told her a number comparable to a brand new gatortrax. Sometimes I hope mine gets stolen.
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