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Which truck/deal to purchase?
Posted on 2/23/16 at 3:21 pm
Posted on 2/23/16 at 3:21 pm
Been contemplating this for a solid week and still can not make up my mind. Any suggestions or opinions would help.
1) 2015 Tundra SR5 4x4 for $3k below rough trade value (friend of a friend trying to get out of note, got work truck so he is just paying for it to sit in driveway)
2) 2014 Tundra Platinum 4x4 for average trade value (dealership, not mine, we have none at the moment).
Here is the kicker. If I sell my truck outright for cash(I still pay on it), I will only get close to payoff. But if I trade on Tundra (2), they have offered $2k more than cash price. Plus I will get tax credit on (2) since will be trade/tax credit, not cash deal.
It a great deal on Tundra (1), but I am pretty much missing out on around $4k in trade value & tax credit. What would you do in my situation? Tundra (1) or (2) and why?
1) 2015 Tundra SR5 4x4 for $3k below rough trade value (friend of a friend trying to get out of note, got work truck so he is just paying for it to sit in driveway)
2) 2014 Tundra Platinum 4x4 for average trade value (dealership, not mine, we have none at the moment).
Here is the kicker. If I sell my truck outright for cash(I still pay on it), I will only get close to payoff. But if I trade on Tundra (2), they have offered $2k more than cash price. Plus I will get tax credit on (2) since will be trade/tax credit, not cash deal.
It a great deal on Tundra (1), but I am pretty much missing out on around $4k in trade value & tax credit. What would you do in my situation? Tundra (1) or (2) and why?
9
Posted on 2/23/16 at 3:23 pm to CoachRobertson
here's something to ponder:
if you buy a truck for 40k bucks, and you trade in a truck and they give you 20k on trade........you only pay taxes on 20k bucks.
if you sell it outright and buy the new one for 40k bucks........you pay taxes on 40k bucks.
think about it.
if you buy a truck for 40k bucks, and you trade in a truck and they give you 20k on trade........you only pay taxes on 20k bucks.
if you sell it outright and buy the new one for 40k bucks........you pay taxes on 40k bucks.
think about it.
Posted on 2/23/16 at 3:23 pm to CoachRobertson
Which truck will allow for the largest set of Truck Nutz?
Posted on 2/23/16 at 3:23 pm to CoachRobertson
dude, never ask the OT how to save money, balla ...
Posted on 2/23/16 at 3:25 pm to CoachRobertson
How come you can't get cash sale for your truck higher than the trade value?
That sounds very odd
Eta: I would do the 2015 personally, but I do think both deals are damn near equal
That sounds very odd
Eta: I would do the 2015 personally, but I do think both deals are damn near equal
This post was edited on 2/23/16 at 3:26 pm
Posted on 2/23/16 at 3:39 pm to CoachRobertson
I would probably go option 2 in your case. But I absolutely hate the leather in the Platinum. Way too urban for my taste.
Posted on 2/23/16 at 3:39 pm to CoachRobertson
What does the platinum have that the SR5 doesn't? Mileage of both?
Posted on 2/23/16 at 3:42 pm to DCtiger1
Platinum is top of the line, SR5 is almost a base model.
Posted on 2/23/16 at 3:44 pm to CoachRobertson
Man, if we only had a Money Talk Board here....
Posted on 2/23/16 at 3:46 pm to DownSouthDave
Platinum: 22k miles, leather, sunroof, heated & ventilated seats, other minor stuff
SR5: 11k miles, just navigation
Both crewmax, 5.7
SR5: 11k miles, just navigation
Both crewmax, 5.7
Posted on 2/23/16 at 3:47 pm to CoachRobertson
slightly used F250 sold on craigslist from an oilfield baw would be the best choice IMO
truck nuts may not be included
truck nuts may not be included
This post was edited on 2/23/16 at 3:48 pm
Posted on 2/23/16 at 3:48 pm to CoachRobertson
quote:
If I sell my truck outright for cash(I still pay on it),
Wow, you still owe on your present truck. Here's an idea... keep the damn truck you have until you pay it off.
Posted on 2/23/16 at 3:58 pm to CoachRobertson
Ventilated seats are gold in Louisiana.
Year newer is nice, but its the same gen, so not as big a deal.
Year newer is nice, but its the same gen, so not as big a deal.
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