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What's your biggest money saving tip?
Posted on 11/9/18 at 4:54 am
Posted on 11/9/18 at 4:54 am
Alot have folks have cut TV or limited it, etc.
Assuming you're not a OT milionaire, what are some of yours?
One of mine is that my family and I rarely go out to eat or buy premade meals of any type for that matter. I enjoy cooking so it's a combination of a hobby and a big money saver for me.
Assuming you're not a OT milionaire, what are some of yours?
One of mine is that my family and I rarely go out to eat or buy premade meals of any type for that matter. I enjoy cooking so it's a combination of a hobby and a big money saver for me.
This post was edited on 11/9/18 at 5:51 am
58
Posted on 11/9/18 at 4:57 am to NATidefan
Stay single
Posted on 11/9/18 at 4:58 am to NATidefan
Use both sides of the toilet paper after a steamer
Posted on 11/9/18 at 5:01 am to MSTiger33
quote:
Stay single
Well that depends on who ya marry, lol. My wife has a good job.
This post was edited on 11/9/18 at 5:01 am
Posted on 11/9/18 at 5:01 am to tankyank13
quote:
What's your biggest money saving tip?
quote:
Use both sides of the toilet paper
I just use my hand
Posted on 11/9/18 at 5:01 am to MSTiger33
quote:
Stay single
^^^
Also cook at home vs takeout and keep interest payments like credit card debt to a minimum.
Posted on 11/9/18 at 5:04 am to NATidefan
quote:
What's your biggest money saving tip?
Dont spend more than you make.
If you can stick to that you'll be doing better than half the country.
Posted on 11/9/18 at 5:10 am to BurningHeart
quote:
keep interest payments like credit card debt to a minimum.
Oooooo, never have credit card debt. Some interest is unavoidable in some cases... Like a mortgage. But I use my credit cards like a debit card, if I didn't have the money to pay it off immediately I wouldn't use it.
I do use mine all the time though for their cash back rewards. But I never go over about 10-15% of their limit to keep my credit up.
This post was edited on 11/9/18 at 5:29 am
Posted on 11/9/18 at 5:11 am to NATidefan
Quit going on vacations.
Posted on 11/9/18 at 5:13 am to NATidefan
My biggest:
1. Marry a woman who makes as much money as you do and does not like to spend money more than you do.
2. Don’t buy depreciating items unless they are essential and can’t be purchased any other way.
1. Marry a woman who makes as much money as you do and does not like to spend money more than you do.
2. Don’t buy depreciating items unless they are essential and can’t be purchased any other way.
Posted on 11/9/18 at 5:14 am to baseballmind1212
quote:
Dont spend more than you make
Alot of people do have trouble with this, even people with money. My wife does for example, but we have a deal. She pays all the bills, groceries, etc except half the mortgage and most of my paycheck goes towards savings and retirement for us.
This post was edited on 11/9/18 at 5:15 am
Posted on 11/9/18 at 5:17 am to SECdragonmaster
quote:
2. Don’t buy depreciating items unless they are essential and can’t be purchased any other way
That's a good one. I'm trying to teach our kids the value of things and the importance of taking care of your possessions so that they last a long time. It's a uphill battle, but I think they are better than 90% of kids these days at it.
This post was edited on 11/9/18 at 5:31 am
Posted on 11/9/18 at 5:20 am to NATidefan
Dont buy new vehicles
Dont buy new anything
Eat a home a majority of the time
Dont buy new anything
Eat a home a majority of the time
Posted on 11/9/18 at 5:25 am to NATidefan
Eating out is a big one. I took the time to calculate how much we spend on eating out a month and it was disgusting.
Posted on 11/9/18 at 5:26 am to TaderSalad
quote:
Dont buy new vehicles
Dont buy new anything
Eat a home a majority of the time
Also good ones.
I've never bought a new vehicle, nor will I ever.
Also, I LOVE Craigslist. Just got basically a brand new deep freeze for 80 bucks.
Posted on 11/9/18 at 5:27 am to NATidefan
Don't over spend on a college degree
Posted on 11/9/18 at 5:34 am to NATidefan
Spend like you're broke even when you aren't
Posted on 11/9/18 at 5:34 am to tigerpimpbot
quote:
Don't over spend on a college degree
Also a good one, my parents always really pushed for me to go to college. Which did turn out well... But, I think this is a poor approach with kids. I think you should point them to pursuing something they are good at that is a area they can be financially successful in.
I love Mike Rowe and his philosophies. There are a ALOT of good jobs that pay well that are trade oriented instead of degree oriented.
Posted on 11/9/18 at 5:37 am to ThruThickandThin
quote:
Spend like you're broke even when you aren't
Yep, another good one. I make about twice what I used too and really don't spend anymore now.
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