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re: What do you consider "Upper Middle Class"?
Posted on 3/18/14 at 7:35 pm to HeadyMurphey
Posted on 3/18/14 at 7:35 pm to HeadyMurphey
U gotta drive brah.... BTW I have 2 kids. At this point I'm frustrated with life. I don't know what will be enough. It seems like the more I make the less I have. Not to mention I paid over
40k in taxes last year and I owe 2,500 in federal! WTF
40k in taxes last year and I owe 2,500 in federal! WTF
1
Posted on 3/18/14 at 7:36 pm to Napoleon
quote:
new cars are the devil.. I buy used in cash.
Hi Daddy. I didn't know you posted here :)
Posted on 3/18/14 at 7:36 pm to Ellakennedi
I'm 32 now. I've made 6 figures since I was 23 and all I have is 6k and a lot of bills....I have 6k in cash in my etrade acct. What kinda car can I get for that?
This post was edited on 3/18/14 at 7:39 pm
Posted on 3/18/14 at 7:42 pm to Ellakennedi
wat
Posted on 3/18/14 at 8:04 pm to Ellakennedi
You are the type person that should look into Dave Ramsey
Posted on 3/18/14 at 8:11 pm to Ellakennedi
quote:Woah, you need to start evaluating your finances. How much debt do you have? You have obviously overspent in the last 9 years.
I'm 32 now. I've made 6 figures since I was 23 and all I have is 6k and a lot of bills....I have 6k in cash in my etrade acct. What kinda car can I get for that?
Posted on 3/18/14 at 8:11 pm to Ellakennedi
you are what we can refer to as an UAW
textbook
textbook
Posted on 3/18/14 at 8:16 pm to jimbeam
Total debt
50k student loans
187k house
50k total for cars
4k credit cards
50k student loans
187k house
50k total for cars
4k credit cards
Posted on 3/18/14 at 8:21 pm to NorthEndZone
quote:
Is the median personal income actually 112K in your zip? If you are in an area with a high-end neighborhood mixed with more average areas and condos/apartments, that may explain the high median
Yes, personal. It's a professional, family, high growth area with no apartments or condos yet. I think that it all single family explains the high median, right?
I know I would consider us upper middle class but don't know where you could make the upper class distinction. Going by the posts here, we are OT Ballers but I don't think of us this way.
Posted on 3/18/14 at 11:01 pm to Ellakennedi
quote:
I'm just saying after I pay a $1400 house note and 2 $600 car notes I live check to check...... Only difference between me and a guy in a trailer in Livingston is the bank will give me more rope to hang myself with. Money just doesn't go far. I remember being 20yrs old and thinking people who make 70k should have all their shite together... Now I make twice that and I actually had more cash then.
I'm the same way. $2,300 house note, $850/mo car note and wife's car paid off (but she's due a new one and the kid needs one in a couple years). Every time I had a major jump in earnings, I adjusted my lifestyle up a notch or two to suck up the extra money. $6K/mo. in living expenses and $5K/mo. in expendable income, yet I still have $25K in credit card debt.
But there is one major difference between guys like us and the guy in a trailer in Livingston: if we had to, we could ditch all the unnecessary crap and pay everything off pretty quickly. Thankfully, we don't have to and probably won't have to any time soon.
I live my life under one major financial philosophy : "You can't take it with you when you die."
This post was edited on 3/18/14 at 11:06 pm
Posted on 3/19/14 at 12:24 am to 911Moto
quote:
I live my life under one major financial philosophy : "You can't take it with you when you die."
I see you care deeply about the future of your wife, children and other future family. I wish you were my dad
Posted on 3/19/14 at 12:33 am to Ellakennedi
quote:
I'm 32 now. I've made 6 figures since I was 23 and all I have is 6k and a lot of bills....
Whoa, wtf are you doing dude?
If you've been making $100k+ for 9 years and have <10k in the bank you're fricking up.
This post was edited on 3/19/14 at 9:39 am
Posted on 3/23/14 at 3:34 pm to clept
quote:
I'm 32 now. I've made 6 figures since I was 23 and all I have is 6k and a lot of bills....
Whoa, wtf are you doing dude?
If you've been making $100k+ for 9 years and have <10k in the bank you're fricking up.
This guy is absurd. I should have close to 150k in savings by the time I am 30 with no loans or CC debt. I will make 100k before I am 30.This post was edited on 3/23/14 at 3:34 pm
Posted on 3/23/14 at 3:46 pm to lynxcat
quote:I would have invested AT LEAST 200k during this time
100k+ for 9
Posted on 3/23/14 at 4:02 pm to Ellakennedi
quote:
I'm 32 now. I've made 6 figures since I was 23 and all I have is 6k and a lot of bills....I have 6k in cash in my etrade acct. What kinda car can I get for that?
How's that coke habit working out for you?
Posted on 3/23/14 at 4:34 pm to Old Money
Depends...
Is the definition based on salary?
Net worth?
Upbringing?
Refinement/comportment?
Occupation?
Is the definition based on salary?
Net worth?
Upbringing?
Refinement/comportment?
Occupation?
Posted on 3/23/14 at 4:59 pm to 911Moto
quote:
$5K/mo. in expendable income, yet I still have $25K in credit card debt.
That's nuts
I couldn't sleep at night if I had $25k in credit card debt
Posted on 3/23/14 at 5:04 pm to Ellakennedi
quote:
I'm 32 now. I've made 6 figures since I was 23 and all I have is 6k and a lot of bills....I have 6k in cash in my etrade acct. What kinda car can I get for that?
What the frick? Do you have like 7 kids or something?
Posted on 3/23/14 at 5:21 pm to prostyleoffensetime
I survive on 23K a year currently. Zero debt. what am I doing wrong 
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