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re: USAA Insurance?

Posted on 11/21/18 at 5:04 pm to
Posted by deeprig9
Unincorporated Ozora
Member since Sep 2012
76084 posts
Posted on 11/21/18 at 5:04 pm to
I have never made a claim as said before, never been at fault, but they absolutley have raised my rate every single time I got a speeding ticket. One year they raised it for a "crossing the gore" ticket in stopped traffic. That really pissed me off. I guess that's the one negative thing I could say about them.
Posted by TexasTiger89
Houston, TX
Member since Feb 2005
26983 posts
Posted on 11/21/18 at 5:07 pm to
I’ve had them for about 15 years. Like others said they aren’t the cheapest but I have done comparisons to other companies and they are just slightly higher. Dealing with a claim is awesome. You talk to someone in Texas or Virginia and they are friendly, down to earth, English speaking, Americans. I use them for car loans, personal loans, banking and credit cards and they are always a pleasure to deal with.

I was familied in by my Dad. When I signed up the guy helping me stopped at one point and asked “Sir we have had you in our system since 1977. Why are you just now calling us?” Guess I’m slow.
Posted by DarthRebel
Tier Five is Alive
Member since Feb 2013
26106 posts
Posted on 11/21/18 at 5:17 pm to
Have USAA for

-Car insurance
-Home insurance
-Banking
-Investments

Member since 1999.

I have used them for auto and home claims, they were top notch.
Posted by Bengalbio
Member since Feb 2017
2217 posts
Posted on 11/21/18 at 5:18 pm to
We had it for over 20 years. It was great until 6 months ago after moving to Florida. The rates were jacked up. Wife then got two at fault fender benders. They dropped us like a rock. It felt like a slap in the face after all the "for all that serve" vrap. Now paying much, much less.
Posted by scrooster
Resident Ethicist
Member since Jul 2012
44433 posts
Posted on 11/21/18 at 5:20 pm to
I’ve had it for years and years. It’s the best out there if you qualify. I also bank with them, have investments with this, a credit card and so,e other things.

It’s a Vet staple.
Posted by TigerLicks
Dallas, TX
Member since Oct 2003
11609 posts
Posted on 11/21/18 at 5:59 pm to
I've had it almost 30 years now on auto and homeowners. I won't even bother looking at another company. When you file a claim they are quick to service and easy to deal with. I felt like they've always had my back, even hail storms I experienced within 2 weeks of each other, where other companies were screwing clients for double deductibles.
Posted by Bunk Moreland
Member since Dec 2010
70024 posts
Posted on 11/21/18 at 6:02 pm to
Great for car insurance. They were dicks about my roof when I wanted homeowners, so I went with AAA there.
Posted by lsu1919
Member since May 2017
3244 posts
Posted on 11/21/18 at 6:09 pm to
Get it with USAA. They may not be the cheapest but if you ever need it it’s damn good and the service is good.

Plus you can easily qualify for their other products.
Posted by vl100butch
Ridgeland, MS
Member since Sep 2005
37324 posts
Posted on 11/21/18 at 6:42 pm to
My MS IV instructor at LSU told us to get USAA...one of the fun things about being a old fart now is that I get two checks a year from my Subscribers Savings Account (that's what they call the fund that the rebates come from)...

most years you'll get some sort of refund, but if you stay around long enough, you get the senior member distribution as well...

been with them since I was a MS IV cadet at LSU, and my daughters are with them as well (through me)
Posted by Parmen
Member since Apr 2016
18317 posts
Posted on 11/21/18 at 6:47 pm to
I have had auto insurance with them ever since I bought my first car while in the army and I have had renters insurance on my apartment with them for years. They’ve taken care of me when I got in accidents (none were my fault), but they’d pay the damages and then go after the at fault party’s insurance to recoup the costs. I have a checking and savings account with them, but I use another bank as my primary. I also have a cc with them, but I find they don’t do auto CLI as much as I’d like.

It’s still weird to be called “SPC Parmen” but other than that, it’s amazing. Plus they actually have a good phone app too.
This post was edited on 11/21/18 at 6:48 pm
Posted by RougeDawg
Member since Jul 2016
7747 posts
Posted on 11/21/18 at 6:50 pm to
Highly recommend. I had a check for the truck I lost in Katrina within a week. COMPLETELY had my back when the house flooded in 2016. Heard horror stories of other insurance companies playing games. USAA takes care of you.
Posted by RougeDawg
Member since Jul 2016
7747 posts
Posted on 11/21/18 at 6:53 pm to
quote:

Subscribers Savings Account


Forgot about that. I get a check every year from then... few hundred dollars.
Posted by CajunSuperJeff
US military
Member since Dec 2007
622 posts
Posted on 11/21/18 at 6:58 pm to
quote:

hail storms I experienced within 2 weeks of each other

Colorado Springs? They have repaired nearly $50K in damages to my home there after two different hail storms. Those two alone have reimbursed me for everything I have paid them over the years.

As soon as my two older children went to LSU, I contacted them to set up a bank account for them with USAA. They have always been there for me when I need them.
Posted by Demshoes
Up in here
Member since Aug 2015
10757 posts
Posted on 11/21/18 at 7:02 pm to
If you ever need to make a personal injury UM claim they will fight you to the death.
Posted by makinskrilla
Lafayette, LA
Member since Jun 2009
9754 posts
Posted on 11/21/18 at 7:02 pm to
I have USAA. No complaints but it ain’t cheap.
Posted by GeauxGutsy
Member since Jul 2017
5994 posts
Posted on 11/21/18 at 7:05 pm to
Actually switched this year for home and auto. Only thing I’m not thrilled about is the 2% deductible on homeowners for things like a new roof.
Posted by RockyMtnTigerWDE
War Damn Eagle Dad!
Member since Oct 2010
109161 posts
Posted on 11/21/18 at 7:29 pm to
quote:

What are you talking about? I have never received an end of year check from USAA


Used to get them all the time, but they have changed how they apply it.

Love USAA
Posted by deeprig9
Unincorporated Ozora
Member since Sep 2012
76084 posts
Posted on 12/6/18 at 2:44 pm to
quote:

Must be on that same plan as I've never seen any deposits etc. Thank you


Mine just popped into my checking account.

Posted by Cump11b
Member since Sep 2018
2026 posts
Posted on 12/6/18 at 2:55 pm to
Ive had USAA since 2006. They are always straight forward and the price isn't bad. Their interfaces are very user friendly, I recommend.
Posted by Chief Hinge
There and Here
Member since Sep 2018
3237 posts
Posted on 12/6/18 at 2:58 pm to
USAA isn't what it was 10 years ago, IMO. The service is top notch but the rates kept climbing.
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