re: UPDATE PG 4: PSA.....Busted pipes are not covered under flood insurance?

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It’s not that hard to fix u puss

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It is when you can’t fit under the house to get to the pipes

2 feet is a lot of space. It's called work.

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If you play your cards right and don't mind doing a little work yourself ... you can pay your deductible ... and end up with some nice home upgrades or get some of your deductible back.


That's what a friend told me, anyway.

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Yep..a, um, friend had a toddler clog the main plumbing line with paper towels and wipes resulting in bad flooding that resulted in all of the first level laminate flooring and kitchen cabinets being ripped out and replaced with wood look tile and a fully redesigned kitchen setup. 40k or so of mitigation and reconstruction and several months of inconvenience for the out of pocket cost of whatever the deductible is.

The key is to find a contractor that cannot match the ripped out lower cabinets to the undamaged upper cabinets which results in insurance covering the replacement of all of it.

if its just a busted pipe and some sheetrock repair then its usually going to be near break even cost vs the amount of the deductible in most cases, then the policy premiums will go up after you make a claim, actually costing you more then just fixing it without a claim.

best thing to do is just bite the bullet unless you are getting into a thousands of dollars repair

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2 feet is a lot of space. It's called work.

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yep, i used to work in 2 ft attics and under houses with just 12" where you had to crawl in under there by digging out some dirt and wiggling through with your chest between the two joists the pipe was in to get to it.

2 ft is room to go anywhere you want and even turn over or flip around under there, i call 2 ft "plenty of room" when your under a house

little heat bud.

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nothing is busted as of now and the frozen pipe is just a small section under the house. I will def pay out of pocket...I was just asking a question regarding insurance because im bored

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What are you waiting for? Get under there and start busting pipes. You don't want to miss out on the good plumbing deals.

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Wow! I can't believe I'm reading that a smug, know-it-all a-hole like yourself can't even tell the difference between 1' and 2' ...
Or allowed his pipes to freeze ...
Or thought the damage might be covered by his flood insurance ...
Or believes a plumber is going to give him a deal, when plumbing services are in great demand.

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meet me at Sonic

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How would a retard like yourself be able to find it?

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Uber..duh

This what your insurance agent will turn into when trying to make a claim.