- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: OT Lawyers - a question about liability
Posted on 10/18/24 at 9:31 am to BigBinBR
Posted on 10/18/24 at 9:31 am to BigBinBR
quote:Of course. But that's to get to their policies of insurance, not for excess claims against the vehicle owners.
If the policy has low limits they can and will file suit against the titled owners of the vehicle.
Edit: I work in accident reconstruction and literally see this situation every other week where the titled owner is a named defendant (whether or not they were driving the car or even on the policy).
0
Posted on 10/18/24 at 9:32 am to NaturalBeam
quote:
Your insurance company will pay, of course, because they are contractually obligated to. Your permissive driver becomes a "named insured" under the terms of the policy.
Correct. And if they have low limits that do not cover the entirety of the claim then the owners of the vehicle can be held legally liable for the damage that their vehicle caused.
Posted on 10/18/24 at 9:42 am to Bama and Beer
quote:
How bad was said wreck?
not bad at all but he got a scumbag lawyer and the wreck ruined his life, his sex life, his marriage, etc. I think they were going 15 mph.
If they could have sued me they would have no doubt.
This post was edited on 10/18/24 at 9:44 am
Posted on 10/18/24 at 9:45 am to BigBinBR
quote:
Correct. And if they have low limits that do not cover the entirety of the claim then the owners of the vehicle can be held legally liable for the damage that their vehicle caused.
I dont believe this is true because the vehicle didnt cause the damage the driver did.
Posted on 10/18/24 at 9:46 am to theantiquetiger
quote:Not successfully.
Both of my kids are over 18. They both have cars, but the cars and insurances are in my name. Could I be sued for an accident they get into?
Posted on 10/18/24 at 9:47 am to BigBinBR
quote:No
And if they have low limits that do not cover the entirety of the claim then the owners of the vehicle can be held legally liable for the damage that their vehicle caused.
Posted on 10/18/24 at 10:02 am to theantiquetiger
quote:
I’m in Louisiana, but my kids are adults now, that’s my question, am I still on the hook since the cars are in my name.
No. /thread
Posted on 10/18/24 at 10:06 am to BigBinBR
quote:Only under a theory where the owner was independently at fault (negligent entrusting, negligent maintenance, etc) or the driver was acting in the course and scope of some employment or similar of the owner.
And if they have low limits that do not cover the entirety of the claim then the owners of the vehicle can be held legally liable for the damage that their vehicle caused.
The owner isn’t automatically liable just because they are the owner.
Page 3 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News