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Posted on 10/11/20 at 6:36 pm to doya2
Depends on if during a severe event such as a hurricane or if not. If not, did the tree show obvious signs of disease. “Strict Liability” no longer applies. If during a hurricane, nobody is liable. If no hurricane, it depends on signs of rot or disease.
Posted on 10/11/20 at 6:38 pm to Bamafig
quote:
What if a majority of the tree was hanging over your yard? Could you have the tree trimmed back to the fence line without the neighbors permission?
You can trim anything without permission that hangs over the property line.
I have lived through this. Actually, not finished with it. Let’s see if i can sum this up:
-when the tree fell, i had to pay for the removal of the portion on my property, and same goes for the neighbors.
-i handle all living/repair expenses with my insurance company.
-my insurance company sues the neighbors insurance. Actually they tried to get me to agree that they were not liable.
-neighbors insurance covers costs not included in my policy. Ex: asbestos testing (my house was built in the mid 50s).
-yes, i am getting my deductible back.
Real life experience. Any other questions??
Posted on 10/11/20 at 6:40 pm to jscrims
quote:
You do. I work in insurance. Not sure why the downvotes? I literally paid out someone for this the other day.
What if the neighbor has mentioned a few times that he needs to cut it down?
Posted on 10/11/20 at 6:44 pm to Stiles
quote:
Are atheists covered?
No. They aren't insurable.
Posted on 10/11/20 at 6:48 pm to doya2
Rock Paper Scissors to decide who pays
Posted on 10/11/20 at 7:24 pm to doya2
You. The only way you have a chance at holding the neighbor responsible is if you can prove negligence on the neighbor’s part....such as him knowing the tree was rotted out and in danger of falling, getting a notice from the city to cut it down, but did nothing. And even then its probably going to be more trouble than just paying your deductible
Posted on 10/11/20 at 7:25 pm to doya2
You do unfortunately. Unless you can prove that your neighbor knew that the tree was dead prior to it falling it’s on you.
Posted on 10/11/20 at 7:31 pm to doya2
Unfortunately, it BECOMES your tree upon impact...
Posted on 10/11/20 at 7:32 pm to doya2
Wait a minute...it’s gotta be your bull.
Posted on 10/11/20 at 7:37 pm to Possumslayer
quote:
What if the neighbor has mentioned a few times that he needs to cut it down?
"Mentioned" - nope.
Certified Letter - yes.
Posted on 10/11/20 at 7:39 pm to doya2
Happened to me in Katrina
Like one of early posters stated Act of God so your financial responsibility
Like one of early posters stated Act of God so your financial responsibility
Posted on 10/11/20 at 7:42 pm to doya2
quote:
Who pays for the damages?
Trump. Russians caused it.
Posted on 10/11/20 at 7:44 pm to doya2
Has neighbors, must be poor.
Posted on 10/11/20 at 7:53 pm to Screaming Viking
quote:
You can trim anything without permission that hangs over the property line.
This is incorrect. In LA
This post was edited on 10/11/20 at 7:54 pm
Posted on 10/11/20 at 8:26 pm to Possumslayer
Do you have that in writing?
Posted on 10/11/20 at 8:44 pm to baldona
Thankfully he wasn’t home or he would have likely been killed.
He ended up getting a new house in a new neighborhood so all ended well.
I was very relieved to say the least.
He ended up getting a new house in a new neighborhood so all ended well.
I was very relieved to say the least.
Posted on 10/11/20 at 9:00 pm to jscrims
quote:
Not sure why the downvotes?
Professional down voters
Posted on 10/11/20 at 9:16 pm to doya2
Your insurance handles it. A tree in my yard was knocked over into the neighbor’s yard by a nearby F2 tornado and did some damage. I was responsible for just the part Of tree removal in my yard and what was in his yard was handled by his insurance. 
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