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My auto insurance is $615.00 a month and State Farm gave me $113.65 dividend.

Posted on 9/1/26 at 7:28 pm
Posted by DiamondDog
Louisiana
Member since Nov 2019
13469 posts
Posted on 9/1/26 at 7:28 pm
Lower your expectations. It must be big corporate accounts sucking up the dividends.
Posted by DCtiger1
Member since Jul 2009
12019 posts
Posted on 9/1/26 at 7:29 pm to
615 a month for one car? If not then that's a dividend on one vehicle
Posted by DiamondDog
Louisiana
Member since Nov 2019
13469 posts
Posted on 9/1/26 at 7:31 pm to
I have 2 vehicles. It’s about $300 a month for each. Written under same policy.
Posted by athenslife101
Member since Feb 2013
20672 posts
Posted on 9/1/26 at 7:31 pm to
How is your auto insurance $615 a month? That’s insane. Worse driver of all time?

My insurance dividend was$500 also dude.
Posted by DCtiger1
Member since Jul 2009
12019 posts
Posted on 9/1/26 at 7:32 pm to
Yes, but the dividend is based on the policies for last year, which were not on the new multi car policy

Your dividend for both cars isn't 113
This post was edited on 9/1/26 at 7:33 pm
Posted by oldtrucker
Marianna, Fl
Member since Apr 2013
3898 posts
Posted on 9/1/26 at 7:34 pm to
I'd walk
Posted by DiamondDog
Louisiana
Member since Nov 2019
13469 posts
Posted on 9/1/26 at 7:35 pm to
quote:

My insurance dividend was$500 also dude.


We had no claims. No wrecks. Insured the entire year.

I’d love to know how they cut these things up because I’m sure it’s slim amount of folks paying as much as I do for car insurance in this state for 2 vehicles at the coverage level I have $1M/$1M/$1M
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
74735 posts
Posted on 9/1/26 at 7:36 pm to
Holy hell. I ensure the following with Stare Farm

2022 Hyundai Palisade
2023 Hyundai Elantra
2024 GMC Sierra 1500 crew cab
2025 Hyundai Tucson XRT

My monthly bill is only $457.01. And that’s with full coverage on all of them. As for the dividend, ours is supposed to be coming later this month and be $600 & change.
Posted by SulphursFinest
Lafayette
Member since Jan 2015
11966 posts
Posted on 9/1/26 at 7:36 pm to
Oh so that’s not a scam? I thought that email was a scam
Posted by DCtiger1
Member since Jul 2009
12019 posts
Posted on 9/1/26 at 7:37 pm to
My dividend on three cars is about 500. The dividend he's referencing is for 1 car.
Posted by DCtiger1
Member since Jul 2009
12019 posts
Posted on 9/1/26 at 7:37 pm to
Nope, it's legit. If you have Venmo or Zelle that's the easiest way to get it
Posted by DiamondDog
Louisiana
Member since Nov 2019
13469 posts
Posted on 9/1/26 at 7:38 pm to
DC, I know you probably work for SF and I have not been a SF hater. I like my new agent, a lot.

But this some retarded crap, brother.
Posted by BabyTac
Austin, TX
Member since Jun 2008
17259 posts
Posted on 9/1/26 at 7:39 pm to
Mine is $50/month on two vehicles paid in full every 6 months. Shop around for the cheapest possible rate every 6 months only because of the crime of it being a legality or wouldn’t have it.

Haven’t paid home insurance in 8 years.

It’s all a scam. This board loves writing checks tho to people who give them nothing in return. Watch them call me an idiot.
Posted by Chad504boy
4 posts
Member since Feb 2005
179978 posts
Posted on 9/1/26 at 7:39 pm to
quote:

And that’s with full coverage
. That didn’t take long.
Posted by DiamondDog
Louisiana
Member since Nov 2019
13469 posts
Posted on 9/1/26 at 7:40 pm to
No offense but you’re the last person I’d take financial advice from.
Posted by Cosmo
glassman's guest house
Member since Oct 2003
132745 posts
Posted on 9/1/26 at 7:40 pm to
quote:

I have 2 vehicles. It’s about $300 a month for each. Written under same policy.


Shop around baw

I have 250/500 limits and i pay 300 a month for 2 vehicles
Posted by DCtiger1
Member since Jul 2009
12019 posts
Posted on 9/1/26 at 7:41 pm to
I can help you out man, I understand it's confusing
Posted by DCtiger1
Member since Jul 2009
12019 posts
Posted on 9/1/26 at 7:41 pm to
No one gives a frick about your phony shite dude, grow up
Posted by DiamondDog
Louisiana
Member since Nov 2019
13469 posts
Posted on 9/1/26 at 7:42 pm to
Then help me out with the math. I had a 2025 Honda van and a 2024 F150.

My premiums are $600 a month.

How am I getting $225 total?
Posted by BabyTac
Austin, TX
Member since Jun 2008
17259 posts
Posted on 9/1/26 at 7:44 pm to
quote:

No one gives a frick about your phony shite dude, grow up


Found the insurance agent….
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