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re: Married men , could you live by yourself on 35k a year?

Posted on 6/29/16 at 11:12 am to
Posted by marie antoinette
Member since Nov 2007
6012 posts
Posted on 6/29/16 at 11:12 am to
quote:

She didn't say her $35k is the only income.


It is my sole income. My husband was laid off earlier this year from oil/gas. You would have seen that had you read my entire statement.
Posted by Salmon
I helped draft the email
Member since Feb 2008
86176 posts
Posted on 6/29/16 at 11:13 am to
quote:

My husband was laid off earlier this year from oil/gas.


lnch is going to say that you don't count because your husband had an income when you bought the house and allowed you to have a savings now
Posted by LSU fan 246
Member since Oct 2005
90567 posts
Posted on 6/29/16 at 11:13 am to
ya we heard your story the first time


back to the arguing!
Posted by MusclesofBrussels
Member since Dec 2015
4991 posts
Posted on 6/29/16 at 11:13 am to
lnch don't read good
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 11:14 am to
Guess I missed that part. Still not comfortable, and
quote:

We do have a nice cushion in our savings
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 11:14 am to
quote:

It is my sole income. My husband was laid off earlier this year from oil/gas. You would have seen that had you read my entire statement.


I acknowledge that. Sorry for your situation. That sucks.

The person that is so insistent on downvoting my posts is an a-hole for downvoting this one.
This post was edited on 6/29/16 at 11:20 am
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 11:15 am to
quote:

lnch is going to say that you don't count because your husband had an income when you bought the house and allowed you to have a savings now




You're damn right I am.
Posted by logjamming
Member since Feb 2014
8313 posts
Posted on 6/29/16 at 11:15 am to
quote:

You worked in the service industry. Where were you living by yourself that was cheap enough to for you to do all the other stuff you claimed you did? Don't tell me with your parents


I rented a one bedroom apartment. It wasn't the greatest or most up to date, but it was close to down town and in a great neighborhood.

Why would an occupation in the service industry require one to live with their parents? The top servers at our restaurant made about $50,000 a year, the bartenders made more than that.


Eta

quote:

Doesn't sound like you were really saving for retirement.


I'd budget my earnings after the first week of the month and sock away a coulple hundred (I tried to put away at least $150 a month).

When I say money got tight--that would translate to: i partied too much for a couple of weeks and by the 20th, if i didn't already have enough for rent, I'd pick up an extra shift or two.

One of the comfortable things about the service industry is that it is extremely flexible.
This post was edited on 6/29/16 at 11:20 am
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 11:16 am to
quote:

Why would an occupation in the service industry require one to live with their parents?


It wouldn't, all the extra shite you claimed to do doesn't really add up though.
Posted by marie antoinette
Member since Nov 2007
6012 posts
Posted on 6/29/16 at 11:18 am to
quote:

I acknowledge that. Sorry for your situation. That sucks.


You don't need to apologize. We planned for it and knew it would happen. We're fine and very happy. But thank you.

I was trying to address the fact that a family CAN live off of this. We were able to take advantage of that comfort prior to living on this salary.

So it is not realistic to think someone can buy a house on this salary. But you can sustain a life on this salary. We would still be able to afford a nice rental home. Our mortgage is equal to the monthly rent we were paying before we purchased.

We haven't touched our savings yet to pay for our monthly needs.
Posted by LSU fan 246
Member since Oct 2005
90567 posts
Posted on 6/29/16 at 11:18 am to
quote:

I rented a one bedroom apartment. It wasn't the greatest or most up to date, but it was close to down town and in a great neighborhood.



i thought this whole argument was with people owning a home?


im confused
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 11:19 am to
quote:

I was trying to address the fact that a family CAN live off of this.


I never said they couldn't.

quote:

So it is not realistic to think someone can buy a house on this salary


Did say that though.

Again, I hope your husband finds work soon.
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 11:19 am to
quote:

i thought this whole argument was with people owning a home?


That goal post gets moved when it's convenient.
Posted by Salmon
I helped draft the email
Member since Feb 2008
86176 posts
Posted on 6/29/16 at 11:20 am to
quote:

i thought this whole argument was with people owning a home?


some just went off the question in the title and not the question in the OP

lnch is holding everyone to the question in the OP
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 11:21 am to
quote:

lnch is holding everyone to the question in the OP


What a crazy concept.
Posted by logjamming
Member since Feb 2014
8313 posts
Posted on 6/29/16 at 11:21 am to
quote:

It wouldn't, all the extra shite you claimed to do doesn't really add up though



Again, you must be right, I completely imagined my mid twenties.
Posted by marie antoinette
Member since Nov 2007
6012 posts
Posted on 6/29/16 at 11:21 am to
quote:

I never said they couldn't.


I saw others state otherwise and was addressing more of the blanket of the conversation rather than specific points of your argument. I wanted to explain that I am an actual person who fit the salary exactly. Just wanted to show what we can/can't do right now.
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 11:21 am to
quote:

Again, you must be right, I completely imagined my mid twenties.


No, but you're likely exaggerating and leaving out forms of assistance you may have gotten from parents or somewhere else.
Posted by logjamming
Member since Feb 2014
8313 posts
Posted on 6/29/16 at 11:22 am to
quote:

lnch is holding everyone to the question in the OP



No. Once people disagreed with him he threw in the caveat that you had to be able to do whatever you wanted
Posted by LNCHBOX
70448
Member since Jun 2009
89127 posts
Posted on 6/29/16 at 11:22 am to
quote:

No. Once people disagreed with him he threw in the caveat that you had to be able to do whatever you wanted


No, someone else brought that up, not me.

ETA motorbreath, page 8
quote:

I live very comfortably on 30k and do pretty much anything I want.


This post was edited on 6/29/16 at 11:24 am
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