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I'm contemplating making a complete industry career change.
Posted on 10/26/26 at 9:39 am
Posted on 10/26/26 at 9:39 am
I'm reaching 20 years in a couple of months and I can retire-ish, still 100% have to work. The option i have would be significantly more money and I'm not really happy in my current spot. But i'm worried I will regret it.
Any of y'all done that after that length of time? Honestly kind of scared to stay put and scared to make the leap.
TITLE EDITED BY ADMIN
Any of y'all done that after that length of time? Honestly kind of scared to stay put and scared to make the leap.
TITLE EDITED BY ADMIN
This post was edited on 10/26/26 at 9:41 am
Posted on 10/26/26 at 9:40 am to ElShugh84
quote:
he option i have would be significantly more money and I'm not really happy in my current spot.
I think you have your answer
Posted on 10/26/26 at 9:41 am to ElShugh84
Jump, you’ll regret not doing so for the rest of your life.
Posted on 10/26/26 at 9:43 am to ElShugh84
Audentes Fortuna Iuvat
Posted on 10/26/26 at 9:45 am to ElShugh84
Making more money is hard. Going back to a job making less money if you hate the job for more money is easy.
You already know the answer
You already know the answer
Posted on 10/26/26 at 9:46 am to ElShugh84
The questions at your age (I’m ball parking you’re in your 50s if you’re getting ready to log 20 years in one industry) is:
How will this effect your retirement?
Are you moving into a career that could (or is seeing) a lot of RIFs? Because an older worker is definitely more susceptible to difficulty hiring into another job the older you get.
What kind of work/life balance are you looking at? At your age, your body even if well taken care of is starting to get older and it can be harder to adjust to a physically demanding job.
How will this effect your retirement?
Are you moving into a career that could (or is seeing) a lot of RIFs? Because an older worker is definitely more susceptible to difficulty hiring into another job the older you get.
What kind of work/life balance are you looking at? At your age, your body even if well taken care of is starting to get older and it can be harder to adjust to a physically demanding job.
Posted on 10/26/26 at 9:46 am to ElShugh84
Yeah - what the others said. If you aren't happy and have an opportunity for more money and something that may make your more happy....where is the downside?
And not sure what you mean by "retire-ish." Are you retiring on paper and collecting a pension?
And not sure what you mean by "retire-ish." Are you retiring on paper and collecting a pension?
This post was edited on 10/26/26 at 9:48 am
Posted on 10/26/26 at 9:49 am to ElShugh84
quote:
Any of y'all done that after that length of time?
I'm at 17 years in the insurance industry and I'm pooped out. I've mostly done sales but have also done some management with it and to me it's just all the same -- tons of corporate politics, shady practices, you name it I've seen and dealt with it. I'm over it now and am starting my own business in a completely different industry right now that's finally starting to gain some traction. I'm about to go full-time in it and it'll be tough for a while, but in the end I'd rather spend a year struggling instead of another year in my current spot. In the end I'll be happier and I'm at the point in my life where that's worth more than any high salary and commission will ever be worth to me.
Go for the career change. You live one time. The worst thing that happens is it doesn't work out and you go back to doing what you're doing now. That's your worst case scenario.
This post was edited on 10/26/26 at 9:50 am
Posted on 10/26/26 at 9:58 am to BluegrassBelle
quote:
The questions at your age (I’m ball parking you’re in your 50s if you’re getting ready to log 20 years in one industry) is:
How will this effect your retirement?
Are you moving into a career that could (or is seeing) a lot of RIFs? Because an older worker is definitely more susceptible to difficulty hiring into another job the older you get.
What kind of work/life balance are you looking at? At your age, your body even if well taken care of is starting to get older and it can be harder to adjust to a physically demanding job.
I'm 42
This post was edited on 10/26/26 at 10:00 am
Posted on 10/26/26 at 9:59 am to SUB
quote:
Yeah - what the others said. If you aren't happy and have an opportunity for more money and something that may make your more happy....where is the downside?
And not sure what you mean by "retire-ish." Are you retiring on paper and collecting a pension?
I can retire but retiring at 20 years my pension would not be enough to sustain my lifestyle, compared to if I stuck it out another 10-15 years.
Posted on 10/26/26 at 10:01 am to ElShugh84
You’re comfortable but unhappy in your current job! Your fear is jumping into something that makes you uncomfortable, but ultimately could allow you to be happier.. I say do it!
Posted on 10/26/26 at 10:02 am to ElShugh84
quote:
I can retire
Baw, your 40s are your prime earning years and you're thinking about trying to retire at 42?
Posted on 10/26/26 at 10:02 am to ElShugh84
Details are important. You say youll make more money but what about things like benefits, work schedule, stress levels, etc? You arent happy where you are but will the expectations at the new job make you even more unhappy? Impossible for us to know from your op.
Personally I changed industries in my 50s and its been great. Not as much money but literally everything else is so much better.
Personally I changed industries in my 50s and its been great. Not as much money but literally everything else is so much better.
Posted on 10/26/26 at 10:05 am to Chucktown_Badger
quote:
Baw, your 40s are your prime earning years and you're thinking about trying to retire at 42?
it's not about retiring for retirement sake. It's about if i leave this industry what do I do with the 20 years already in place. I can freeze it in case i come back or I can retire and enter this new field.
Posted on 10/26/26 at 10:06 am to ElShugh84
Take the leap - you might regret it if you don't.
Every business decision carries risk. Just make sure it's a calculated one.
Every business decision carries risk. Just make sure it's a calculated one.
Posted on 10/26/26 at 10:12 am to ElShugh84
quote:
I'm 42
Ok, so the questions are:
1. What’s the work/life balance at the new job? Benefits? Are you married with a family? How will it effect time with them versus current job?
2. Why retiring so early? (As others have said, that tends to be your peak earning years)
Posted on 10/26/26 at 10:12 am to ElShugh84
I like what I do but at 50 years old, 18 years with the same company, the thought of starting over sounds flat out terrible. I imagine if I was unhappy where I am at that might be different.
Posted on 10/26/26 at 10:14 am to ElShugh84
quote:The only reason to turn down more money is if you’re very happy in your current spot. If you’re unhappy in your current position AND can get more money then its a no brainer
The option i have would be significantly more money and I'm not really happy in my current spot. But i'm worried I will regret it.
This post was edited on 10/26/26 at 10:14 am
Posted on 10/26/26 at 10:18 am to TDsngumbo
quote:
I'm at 17 years in the insurance industry
Posted on 10/26/26 at 10:58 am to LSUfan4444
quote:
I like what I do but at 50 years old, 18 years with the same company, the thought of starting over sounds flat out terrible. I imagine if I was unhappy where I am at that might be different.
I spent 13 years at my previous company and just got burned out. The company was great, but it was really more the industry that I was in, and that we got a new department head that I didn't really enjoy working for. I completely shifted gears in my career at 46 and willingly took a pay cut for less stress and more free time.
It turned out to be the best decision of my career. 3 years later and I'm making a good bit more that I was at the old place, and my stress level went from about a 9 to a 2.
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