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Started By
Message
re: How much Was your mortgage and interest rate
Posted on 7/18/20 at 9:35 am to Mud_Till_May
Posted on 7/18/20 at 9:35 am to Mud_Till_May
67,000 at 3.5% over 30 yrs. Love the house and so does the wife. OT Poorest.
0
Posted on 7/18/20 at 9:36 am to Mud_Till_May
$435,000. 3%.
Posted on 7/18/20 at 9:37 am to Mud_Till_May
2.89% @ 25yr fixed
Eustice MTG in prairieville.
Great People
Eustice MTG in prairieville.
Great People
Posted on 7/18/20 at 10:03 am to Mud_Till_May
250,000, 30 yrs @ 4.875
Refinanced a year and a half later
250,000, 30 yrs @ 3.125
Refinanced a year and a half later
250,000, 30 yrs @ 3.125
Posted on 7/18/20 at 10:16 am to CunningLinguist
quote:
Lol at everyone financing for a 30 year loan.
If you can extend a large sum of money around 3% interest, it is almost always financially prudent to take that deal.
Posted on 7/18/20 at 10:26 am to Walt OReilly
Will be 360k ish at 3.25 for 30 come October.
Posted on 7/18/20 at 7:52 pm to Mud_Till_May
True story
62k @ 4.625
62k @ 4.625
Posted on 7/18/20 at 8:03 pm to Mud_Till_May
180K 3.75% 30 year
Posted on 7/18/20 at 8:19 pm to Mud_Till_May
$890k
Paid $445k cash and financed the other $445k 4% 15 years 18 months ago
Paid $445k cash and financed the other $445k 4% 15 years 18 months ago
Posted on 7/18/20 at 8:20 pm to SuperSaint
quote:
SuperSaint
Posted on 7/18/20 at 9:14 pm to Paul Allen
330k, 3.125% 30 year.
Locked in a few months ago when the pandemic was at its peak.
Locked in a few months ago when the pandemic was at its peak.
Posted on 7/18/20 at 9:20 pm to m57
182k 3.25% 30 year
Purchased in may.
Purchased in may.
Posted on 7/18/20 at 9:24 pm to Mud_Till_May
389k @ 4.5% 30 yr
Posted on 7/18/20 at 9:40 pm to YF12
quote:
You are wrong buddy
Financially, you are correct in your example.
My thought process at the time was someone taking a 30 year note on almost a million dollars means they don't need a house that expensive.
With the rates as low as they are now, you can argue that it's almost free money. While true, I don't like that amount of debt (even if covered) but that's just me. My finance guy would like me to think more like you.
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