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Posted on 3/23/17 at 5:07 pm to fareplay
1600. 7500 deductible
fricking congress and the "freedom caucus"
fricking congress and the "freedom caucus"
Posted on 3/23/17 at 5:12 pm to fareplay
Car: About $100
Health: About a billion
Health: About a billion
Posted on 3/23/17 at 5:14 pm to fareplay
1164/mo
1k deductible
Me/Wife/Daughter
Self employed group policy
No drug deductible and very low co-pays for all visits and Rx's.
1k deductible
Me/Wife/Daughter
Self employed group policy
No drug deductible and very low co-pays for all visits and Rx's.
This post was edited on 3/23/17 at 5:15 pm
Posted on 3/23/17 at 5:31 pm to elposter
quote:
You aren't THAT old. I just don't understand how the hell you came to pay $30,000/year for insurance.
My wife's uncle pays that much for just him and his wife.
He has all kinds of preexisting conditions. She smokes. Has been in ten car accidents in the last few years if that matters. All her fault.
He's rich out of his mind though, so I've always assumed it had something to do with his income.
Posted on 3/23/17 at 5:32 pm to Spasweezy
quote:
1164/mo
1k deductible
Me/Wife/Daughter
Self employed group policy
No drug deductible and very low co-pays for all visits and Rx's.
What's your take home if you don't mind me asking?
I nearly went the self-employed route four years ago and didn't go through with it because of healthy insurance. Obamacare said I was too rich for subsidies at $55,000/year.
Posted on 3/23/17 at 5:37 pm to StringedInstruments
No subsidies that I qualify for. Salary set in mid 60's (excluding insurance premiums), but k-1 brings it a lot higher. I don't qualify for squat :(
It's a good problem to have I guess. Conversely, maybe I need to shop for a new CPA.
Thanks privilege!
It's a good problem to have I guess. Conversely, maybe I need to shop for a new CPA.
Thanks privilege!
This post was edited on 3/23/17 at 5:42 pm
Posted on 3/23/17 at 5:39 pm to StringedInstruments
Also, the group plan was the way to go after the most recent premium increases on individual policies. Are you in LA?
Posted on 3/23/17 at 5:44 pm to fareplay
$21,600 a year, with the minimum subsidy.
No subsidy = over $31,000 a year
No subsidy = over $31,000 a year
Posted on 3/23/17 at 5:44 pm to Spasweezy
quote:
Also, the group plan was the way to go after the most recent premium increases on individual policies. Are you in LA?
Alabama.
This was back in 2013, so I'm sure things have changed. I went through the exchange and found a $600/month family plan that offered pretty shite coverage. I was floored that 10% of my yearly salary as the sole earner for a family of three would go to healthcare. We would have gone broke if anyone actually got sick.
Posted on 3/23/17 at 5:49 pm to StringedInstruments
It really is broken as shite and quite a shame. My premium is higher than my mortgage. I had a pretty good insurance agency work with me here in Baton Rouge. With all the changes taking place, it was the easiest route. Unfortunately, I don't know anyone in Alabama that I can recommend.
Which companies still operate in your state?
Which companies still operate in your state?
Posted on 3/23/17 at 5:58 pm to fareplay
Car-$100
Health- $100 $1000 deductible, pre tax HSA, yuge employer contribution
Sounds like y'all have shitty employers
Health- $100 $1000 deductible, pre tax HSA, yuge employer contribution
Sounds like y'all have shitty employers
This post was edited on 3/23/17 at 6:06 pm
Posted on 3/23/17 at 6:00 pm to dbeck
quote:
$0.00
Thanks, Obama
Ah gubment subsidies.
Posted on 3/23/17 at 6:14 pm to RogerTheShrubber
quote:
gubment subsidies
Y'all need better accountants.
Posted on 3/23/17 at 6:17 pm to StrongSafety
No shite. I pay 75 bi-weekly and my employer puts 1000 per year in HSA. 2500 deductible. Full dental and vision as well.
Posted on 3/23/17 at 6:29 pm to fareplay
I pay $0.00 and don't know what my deductible is because I only go to the doctor once a year for an office visit, which requires a $25 co-pay. No dental coverage.
Posted on 3/23/17 at 7:56 pm to elposter
As a group, dentist in Louisiana are a bunch of old unhealthy farts that makes us top heavy on expenses. Our group is not spread out over any group other the 3-4K guys. They have us corralled in and are squeezing us for money
Posted on 3/23/17 at 8:31 pm to fareplay
(no message)
This post was edited on 6/4/20 at 8:39 am
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