re: First time buying a "new vehicle"

If I've got $20k to put down on a car, I'm buying a $20k car.

NEVER put cash down on New Vehicles....it's just throwing it away. Very piss poor investment. You would be crazy to even consider it. Dealerships LOVE it, free cash flow

The point

Your head

Apparently you can't even comprehend or respond to anything I've posted

quote:

---

you its financially irresponsible to buy a new car.

---

Buying a depreciating asset is a financially irresponsible. I've given reasons and advantages to buying new over used in certain situations. I've never argued that buying a new car is better than a used car as a rule. I've said there are other research points and factors that should be included in the equation.

Continue to ignore every single point I've made

so the options are

-buy used
-buy new with nothing down and have high monthly note
-put the cash in a savings and make a little off of it.

quote:

---

TrumpTiger

---

So you have no idea how "money" or "finances" work but you've got 20k to go spend on a new car? Tell ya what, hit me up and I'll get ya in a brand new car for 20k with no financing....


you know since you must have never ever bought or paid for anything in your life...

quote:

---

Your argument is the equivalent of me saying don't walk in the 9th ward at 2am alone because its dangerous and irresponsible and then you saying not uh its possible to walk in the 9th ward at night alone and have no issues.

---

A terrible analogy to go with terrible reading comprehension.

Interest rates, dealer incentives, warranties, miles, and piece of mind (knowing the history of your vehicle) are just fantasies /s

I realize the irony here but stop responding to this guy, he isn't going to come back to this thread and none of this is real.

quote:

---

both scenarios there is a chance you will be fine. Both of them may be remote possibilities and both have a GENERAL "smarter" decison

---

Still waiting for you to actually say something of meaning.

I literally can't comprehend it for you. I've never said that buying a new car is generally better than a used car. I've said that research should be done to make an informed decision.

Derp

We haven't even got into length of ownership yet and impact on depreciation. We haven't gotten into safety and technology improvements on a used vs new car. Keep your rule, and let others actually try and make an informed decision

quote:

---

ok, so your answer was research and make an informed decision

---

My answer? I responded to this statement:

quote:

---

youre going to be throwing away money the second you drive that car off the lot. Cant find any sub 5k mile cars that you like that are practically new?

---

With this:

quote:

---

Likely can't get dealer incentives that help offset the cost on a used vehicle.

Also less likely to get 0% interest. It isn't as cut and dry as you believe

---

You made this comment:

quote:

---

doesn't change fact it is not the most financially responsible decision

---

And I responded with this:

quote:

---

It isn't necessarily a fact

Dealer incentives
Warranty
Financing
Less miles
Etc

Also be wary of buying used vehicles in Texas and Louisiana right now

---

I put it in bold to help you out.

quote:

---

Basically you are telling us there are exceptions to basically everything in life. thank you

---

Learn the definition of the word "fact". You can't be serious


Tell me more about making an informed decision is similar to walking into the 9th ward at night.