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Message
re: Experian: Millennials have horrible credit
Posted on 5/2/19 at 3:29 pm to NashBamaFan
Posted on 5/2/19 at 3:29 pm to NashBamaFan
quote:
If you have a score of 800, you wouldn’t have to ask for a credit increase. You would have been given one without asking. I call bullshite.
I have a credit score of over 800, so does my wife. I make six figures (low end, no OT baller). I had to call several times to get the limit increased on our Kroger Rewards cc that we pay off every month without fail
Posted on 5/2/19 at 4:29 pm to Cosmo
quote:
Last time i checked i was 830
Eta, just checked, 870
I hover between 830-840
Posted on 5/2/19 at 5:29 pm to SG_Geaux
It’s amazing that nearly everyone on this site has a credit score over 800. I sold cars for a few years in the early 2000’s and it was extremely rare to pull someone’s credit over 800.
Posted on 5/2/19 at 5:50 pm to Cosmo
quote:
Eta, just checked, 870
FICO?
Posted on 5/2/19 at 6:00 pm to mouton
This thread has been interesting.
I think the millennial vs Boomer thing is overblown. Most of the millennials I know are normal, hard working people just living their life like anyone else. Unfortunately, most of them also carry around a lot of student debt. That shite is awful. I personally went to a technical college and didn't accrue any student loans. I'm doing pretty well for a fit with no University education. It also helps that I married up
I think the millennial vs Boomer thing is overblown. Most of the millennials I know are normal, hard working people just living their life like anyone else. Unfortunately, most of them also carry around a lot of student debt. That shite is awful. I personally went to a technical college and didn't accrue any student loans. I'm doing pretty well for a fit with no University education. It also helps that I married up
Posted on 5/2/19 at 6:05 pm to mouton
Mine has fluctuated between between 775 and 811 that last few months. I'm at 803 rn, up 35 points from just 2 weeks ago.
I was in the 750s ad's 760s for like 3 or 4 years pretty consistently and somehow rocketed up to a personal best 811 in February. No idea why, but I'm not gonna complain about it.
I was in the 750s ad's 760s for like 3 or 4 years pretty consistently and somehow rocketed up to a personal best 811 in February. No idea why, but I'm not gonna complain about it.
Posted on 5/2/19 at 6:11 pm to Hulkklogan
quote:
thread has been interesting.
ya dude. notice how once I started dropping knowledge bombs all the boomers just scurried off into the abyss. can't stand em
Posted on 5/2/19 at 6:13 pm to Mr Perfect
Ya bro share more of your investment secrets dude. You obviously are way smarter than all these stupid boomers around here.
Posted on 5/2/19 at 6:21 pm to mouton
I’m at 775. But I don’t really have the credit history or accounts open to push higher. But I’m fine with it.
Posted on 5/2/19 at 6:34 pm to mouton
Because they’re all full of shite. Same shite, different thread. Welcome to TD.
Posted on 5/2/19 at 6:35 pm to HailHailtoMichigan!
quote:
Millennials, unlike boomers, aren’t aware of the concept of saving money for a future purchase you want.
Posted on 5/2/19 at 6:41 pm to mouton
quote:
It’s amazing that nearly everyone on this site has a credit score over 800. I sold cars for a few years in the early 2000’s and it was extremely rare to pull someone’s credit over 800.
Cot damn boy. Is this your first day here?
Posted on 5/3/19 at 8:29 am to Janky
People claiming credit scores of 870.

Posted on 5/3/19 at 8:31 am to mouton
My credit score is 900.
That's a thing, right?
That's a thing, right?
Posted on 5/3/19 at 8:50 am to jivy26
quote:
Anyone ever wonder how companies like Experian are able to collect all this information on you, even without you consenting?
Experian says-
Consumer data is collected from a variety of public record sources, self-reported information, information from the United States Census, the phone book and from commercial entities that provide consumers the right to opt-out before sharing information with Experian Marketing Services and other third parties.
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