Do You Generally Take People At Their Word Or Do You Always Question People

There is something called default truth theory that, in summary, says that most people will take people at their word.

For example, if you are doing business with someone and a few people advise you not to because that person is shady. You confront that person & they assure you they are legit. Even if you have some evidence that shows otherwise, because you heard from the horses mouth you are likely to ignore what others have said & believe that person.

Im on the opposite side which is worse because the percentage of "shady" people are a lot less than those who are not, but I think everyone is full of shite & always has a self serving agenda.