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re: Deductible swticharoo to get Windshield replaced...

Posted on 5/15/17 at 2:43 pm to
Posted by The Mick
Member since Oct 2010
45198 posts
Posted on 5/15/17 at 2:43 pm to
quote:

i love how his "friend" thinks he's come up with a way to outsmart the insurance company
His friend does believe this.

He (me) says there's no way they're that dumb and will get you either for the deductible or a higher premium for a minimum period of time.

This post was edited on 5/15/17 at 2:44 pm
Posted by RummelTiger
Official TD Sauces Club Member
Member since Aug 2004
94006 posts
Posted on 5/15/17 at 2:46 pm to
quote:

rain sensing wipers, sensors to tell you you left your lane


Well, the rain sensing wipers aren't there so much to tell you it's raining, but adjust the speed of the wipers to the amount of precipitation...which is handy.

As for the lane sensor...I have a sensor on my car that lets me know if there is a car in the next lane, and flashes brightly if I start to go into said lane...I have found that to be useful.
Posted by Jim Rockford
Member since May 2011
106062 posts
Posted on 5/15/17 at 2:49 pm to
I love the ole switcheroo.
Posted by MsState of mind
State of Denial
Member since Aug 2013
2748 posts
Posted on 5/15/17 at 2:51 pm to
If you have glass coverage it has $0 deductible already
Posted by dshort_bruh
Verbena
Member since Sep 2016
507 posts
Posted on 5/15/17 at 2:52 pm to
quote:

So I decided to go see if I could get a windshield over $1k through Satellite, who is known to be high as giraffe pussy.

A 2017 BMW Alpina B6 Gran Coupe with HUD and lane alert is just over $1k.

It is a $122k auto.

I don't think the deductible is a deciding factor in your life.


A windshield for a 2017 Corolla is 799.95
Posted by KG6
Member since Aug 2009
10920 posts
Posted on 5/15/17 at 2:56 pm to
Never thought I'd care, but it came standard in my Lexus. Then when shopping for my wife's car, we mentioned it was something we wanted and they bumped us up to the next package for the same price. It sounds useless, but they are awesome. I never turn on wipers or adjust the speed. It does it for me. Starts raining, boom wipers go off. Slows down to that pesky amount of rain where it's either too fast or too slow, no issue since the sensor only makes them go off when there is a certain amount of water on the window. The collision and land departure are just safety features. But the cruise control is nice. Don't' have to turn off and re-adjust every time you get a slow car. I can drive 50+ miles without touching the accelerator or brake. I'll make sure to have the deductible for windshields on my insurance from now on, but I'd say those features are worth the few thousand they cost.....if you can reasonably afford it.

And my vehicles are much closer to 30k than they are to 130k. One was 39 and the other was 43. If you don't buy a full sized truck or SUV, vehicles aren't that expensive (and my wife's Infinity is a decent sized SUV). Well, it's expensive, but it's not 6 figure expensive.
This post was edited on 5/15/17 at 2:57 pm
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
79816 posts
Posted on 5/15/17 at 2:56 pm to
quote:

A windshield for a 2017 Corolla is 799.95




With all the options, it is. Base window is $315.

Even the loaded up version is $740. More surprised the difference in price for areas of the country.
This post was edited on 5/15/17 at 2:58 pm
Posted by The Mick
Member since Oct 2010
45198 posts
Posted on 5/15/17 at 2:58 pm to
quote:

If you have glass coverage it has $0 deductible already
What do you mean "glass coverage"? I thought glass was part of comprehensive?
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
79816 posts
Posted on 5/15/17 at 2:59 pm to
It is a option/rider you can add.

Lots of insurance that isn't cut rate includes it.
Posted by BoomBoomBoom
Member since Oct 2013
940 posts
Posted on 5/15/17 at 2:59 pm to
In many states, if you have comprehensive coverage, the deductible is $0 for windshields. Check with your insurance company.
Posted by dshort_bruh
Verbena
Member since Sep 2016
507 posts
Posted on 5/15/17 at 2:59 pm to
quote:

With all the options, it is. Base window is $315


You cannot get a 2017+ Corolla with a base windshield. They all come standard with those options. So you would be giving up all the safety tech you paid for.
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
79816 posts
Posted on 5/15/17 at 3:11 pm to
Damn Corolla's are fancy as shite now.

Never knew that.
Posted by Serraneaux
South of 30a
Member since Mar 2014
22748 posts
Posted on 5/15/17 at 3:16 pm to
Good to know. I need mine replaced but may buy a new car in the next 6-12 months.
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