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Started By
Message
Current auto loan rates?
Posted on 2/11/24 at 8:33 pm
Posted on 2/11/24 at 8:33 pm
What is about the best I can expect to get right now with a 800 plus credit score?
11
Posted on 2/11/24 at 8:34 pm to Ponchy Tiger
1400 a month for 84 months.
Final offer.
Final offer.
Posted on 2/11/24 at 8:35 pm to Ponchy Tiger
quote:
with a 800 plus credit score?
Same as a 740+ score
Posted on 2/11/24 at 8:35 pm to Ponchy Tiger
I got 5.75% from Carmax 36 months
This post was edited on 2/11/24 at 8:44 pm
Posted on 2/11/24 at 8:36 pm to Ponchy Tiger
Prib 8.5
Posted on 2/11/24 at 8:38 pm to Chad504boy
quote:
Same as a 740+ score
So you are saying at 740 you won't do any better as far as rate.
Posted on 2/11/24 at 8:38 pm to Ponchy Tiger
Probably in the high 5 low 6 range is as good as you’re going to get.
You’ll see lower advertised, but you’re just getting smoked on fees to buy down the rate.
You’ll see lower advertised, but you’re just getting smoked on fees to buy down the rate.
Posted on 2/11/24 at 8:38 pm to Ponchy Tiger
Good luck finding anything below 6.5
Posted on 2/11/24 at 8:39 pm to Ponchy Tiger
Who knows, everybody on O-T pays cash
Posted on 2/11/24 at 8:39 pm to TIGRLEE
quote:
Prib 8.5
I won't pay 8.5 that is just dumb.
Posted on 2/11/24 at 8:39 pm to Ponchy Tiger
Depends on the car.
Some manufacturers still offering pretty low rates if you finance with them.
Some manufacturers still offering pretty low rates if you finance with them.
Posted on 2/11/24 at 8:42 pm to SG_Geaux
quote:
Some manufacturers still offering pretty low rates if you finance with them.
Then they pass it along to you in the price of the car or dealer fee. Anything below SOFR and you’re basically prepaying interest to get it down.
Posted on 2/11/24 at 8:44 pm to SG_Geaux
quote:
Some manufacturers still offering pretty low rates if you finance with them.
Sure. Then they’ll bend you over a barrel and show you the 50 states with backend fees.
It’ll be a cold day in hell before I give a dealership any *additional* profit
This post was edited on 2/11/24 at 8:45 pm
Posted on 2/11/24 at 8:45 pm to 0x15E
quote:
Good luck finding anything below 6.5
Close. My sis bought one yesterday and snagged 6.25%. No debt good cred. We're back to 2001 numbers basically.
Posted on 2/11/24 at 8:45 pm to Ponchy Tiger
Once you are well qualified that’s about it
Posted on 2/11/24 at 8:46 pm to Ponchy Tiger
3.50%
Posted on 2/11/24 at 8:47 pm to Sao
quote:
Close. My sis bought one yesterday and snagged 6.25%.
Depends on the region I guess. I’ve talked to three finance institutions and none have offered below 6.5. They are most likely working off averages
Posted on 2/11/24 at 8:52 pm to Ponchy Tiger
Honda is doing 2.9% 36mo or 4.9% on 48-60?mo, can't remember. Well on CRVs anyway, maybe other models too, we bought a CRV
This post was edited on 2/11/24 at 8:56 pm
Posted on 2/11/24 at 8:53 pm to Ponchy Tiger
My daughter is 24 yrs old and got 4.75 on a new Bronco. Of course she put a big chunk down so that probably factored into the rate.
Posted on 2/11/24 at 8:55 pm to Adajax
quote:
My daughter is 24 yrs old and got 4.75 on a new Bronco. Of course she put a big chunk down so that probably factored into the rate.
She probably got the “my dad is a jackass” rate.
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