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Started By
Message
re: Car rental hypothetical got into a accident
Posted on 2/25/25 at 9:31 am to GeauxZone90
Posted on 2/25/25 at 9:31 am to GeauxZone90
To also bring over the acronym of the season
You FA and now you will FO
You FA and now you will FO
0
Posted on 2/25/25 at 9:36 am to Lake08
quote:
Why would the other driver sue Hertz? That’s dumb
Do you think people aren't dumb?
Because Hertz has money.
Posted on 2/25/25 at 9:37 am to DarthRebel
quote:
My insurance company covers me driving any car?
Not "any car" because some exclusions would still apply.
But your insurance would extend to other vehicles driven with permission of the owner (ie. borrowed a buddy's car) or rentals for up to 30 days.
In the case of a car borrowed from a friend, their insurance would act as primary. Your insurance would only be secondary for liability. For rental cars, your insurance is primary (unless you bought the extra insurance through the rental agency) and subject to the deductibles that you carry on your own policy. If you have liability only, then you better buy the rental agency's insurance.
ETA: but your insurance would exclude coverage for certain things like a vehicle that you owned and didn't add to your policy in a timely manner or someone else's vehicle that you were using without permission.
This post was edited on 2/25/25 at 9:39 am
Posted on 2/25/25 at 9:55 am to holmesbr
quote:I once got a flat tire about 2 miles from returning a hertz car to Hobby and catching a flight. No spare tire in the car. Called the hotline and they said they would send a tow truck and got test updates estimating 90-120min. Called the hertz location and told them I was going to have to uber to the airport to not miss my flight. Got text updates by the tow truck saying the car was picked up and returned.
Hertz will probably sue you for a late return of the car even though it's sitting in their parking lot. In any condition. That company is a disaster.
A month later they hit my credit card boucoup for not returning the car for about 15 extra days
That was my last time ever renting from hertz or flying Hobby
Csb
Posted on 2/25/25 at 9:56 am to GeauxZone90
quote:
Let say I rent a car and did not add my friend as an authorized user
Why didn't you
Posted on 2/25/25 at 10:12 am to GeauxZone90
Your insurance will try to deny coverage as they won’t want to pay for an unauthorized driver. Your buddy’s insurance will probably claim the same, that their insured wasn’t authorized. Hertz’s insurance wasn’t purchased. So hertz and the other driver will look to you and your buddy personally. That $13/day additional driver charge doesnt look so expensive anymore.
Posted on 2/25/25 at 10:13 am to GeauxZone90
You’re responsible. You’re the jackass that let an unauthorized driver drive.
Posted on 2/25/25 at 10:15 am to GeauxZone90
As to the injuries of the other person, that likely falls on the driver of your rental.
As to the rental car's damage, the company has a claim against you and your driver.
You have a claim against your driver.
Stop trying to sace $7 a day and add your additional drivers - - - hypothetically speaking, of course.
As to the rental car's damage, the company has a claim against you and your driver.
You have a claim against your driver.
Stop trying to sace $7 a day and add your additional drivers - - - hypothetically speaking, of course.
Posted on 2/25/25 at 10:33 am to Barrister
Last time I rented, they told me I didn't have to add my wife.
Is that a legal deal, or just that company's policy?
Is that a legal deal, or just that company's policy?
Posted on 2/25/25 at 10:35 am to N2cars
quote:
Last time I rented, they told me I didn't have to add my wife.
Is that a legal deal, or just that company's policy?
I don't think you've ever "had" to name additional drivers
Posted on 2/25/25 at 10:39 am to 777Tiger
I knew there was fee if other people were gonna drive the rental...
Posted on 2/25/25 at 10:42 am to N2cars
quote:
I knew there was fee if other people were gonna drive the rental...
I'm not positive but I think that was an individual company gouge, one of my old college roommates owned a rental car company for years, sold it a while back, he always said to never buy coverage, pay to add drivers, any of that upsell crap as it was all a scam and none of it required by law or insurance companies, not saying that things can't change but I never get coverage or their gas plan
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