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re: Anyone worried about the raise, raze, or leave your home rumors?
Posted on 9/1/16 at 9:52 am to JonTheTigerFan
Posted on 9/1/16 at 9:52 am to JonTheTigerFan
zero water damage!
0
Posted on 9/1/16 at 10:03 am to CelticDog
quote:
Even to the point of giving them money based on their equity, as long as it goes to a place higher than 40' above sea level.
Great idea. The Amite River crested at 46.2 feet above sea level at Denham Springs. Wanna know how I know you have no clue that this wasn't a "built too low" problem but was a "36 fricking inches of rain in two days" problem?
This post was edited on 9/1/16 at 10:04 am
Posted on 9/1/16 at 10:29 am to Rossberg02
quote:
FEMA told home owners in Palm Lake Slidell they had to but no one did after it was all said and done.
This is just not true. 95%+ of Palm Lake has raised houses.
But to be fair, this neighborhood didn't just flood the one time. They would flood with almost any heavy rain.
All that said, no one is going to give you the choice to raise your house or leave. That's just not going to happen.
Posted on 9/1/16 at 10:40 am to CelticDog
quote:
USA taxpayers should pay for these people to relocate. Even to the point of giving them money based on their equity, as long as it goes to a place higher than 40' above sea level. Around Alexandria, you get over 40' above sea level.
Why in the hell should I pay for someone's loss because they didn't have flood insurance? I've paid plenty for flood insurance and never used it. I'm damn sick of people asking for the government to bail them out!
Posted on 9/1/16 at 10:57 am to Rossberg02
Generally, if you are below BFE and you flooded more than 50% of value of house, in order to maintain eligibility for future flood insurance (and to comply with the FEMA grant requirement that you buy flood insurance and maintain it if you ever want to use FEMA grants again for that house), you have to raise your house above BFE.
However, if you have flood insurance, there is money available called Increased Cost of Compliance or ICC that is up to $30,000 to pay for raising and does not go against your policy limits.
This is all standard.
Part of the go zone / road home stuff gave people $100,000 to raise their homes that was a different program. Congress could elect to offer that once again.
In order for Central or any other city to remain in the NFIP program, they have to force this, unless they are given a waiver. Also, the ICC determination is made at the time permits are pulled, so that's how this is tied into the permitting process.
The 24 inch thing may be a local rule for having to pull a permit.
However, if you have flood insurance, there is money available called Increased Cost of Compliance or ICC that is up to $30,000 to pay for raising and does not go against your policy limits.
This is all standard.
Part of the go zone / road home stuff gave people $100,000 to raise their homes that was a different program. Congress could elect to offer that once again.
In order for Central or any other city to remain in the NFIP program, they have to force this, unless they are given a waiver. Also, the ICC determination is made at the time permits are pulled, so that's how this is tied into the permitting process.
The 24 inch thing may be a local rule for having to pull a permit.
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